LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,738
−HK$9,327/mo
▼ 0.25% · 3.875%
HK$153,364
−HK$4,701/mo
Today · 4.125%
HK$158,065
baseline
▲ 0.50% · 4.625%
HK$167,683
+HK$9,618/mo
Deposit HK$32.61M · loan HK$32.61M · min. income ≈ HK$316,130/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$2,772,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,469
−HK$8,940/mo
▼ 0.25% · 3.875%
HK$169,907
−HK$4,502/mo
Today · 4.125%
HK$174,409
baseline
▲ 0.50% · 4.625%
HK$183,603
+HK$9,194/mo
Deposit HK$32.61M · loan HK$32.61M · min. income ≈ HK$348,818/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$2,772,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,485
−HK$11,193/mo
▼ 0.25% · 3.875%
HK$184,037
−HK$5,641/mo
Today · 4.125%
HK$189,678
baseline
▲ 0.50% · 4.625%
HK$201,219
+HK$11,541/mo
Deposit HK$26.09M · loan HK$39.14M · min. income ≈ HK$379,356/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,772,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,563
−HK$10,728/mo
▼ 0.25% · 3.875%
HK$203,889
−HK$5,402/mo
Today · 4.125%
HK$209,291
baseline
▲ 0.50% · 4.625%
HK$220,323
+HK$11,032/mo
Deposit HK$26.09M · loan HK$39.14M · min. income ≈ HK$418,582/mo (50% DSR)
Upfront cash ≈ HK$28.86M (deposit + AVD stamp duty HK$2,772,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,233
−HK$13,058/mo
▼ 0.25% · 3.875%
HK$214,710
−HK$6,581/mo
Today · 4.125%
HK$221,291
baseline
▲ 0.50% · 4.625%
HK$234,756
+HK$13,465/mo
Deposit HK$19.57M · loan HK$45.66M · min. income ≈ HK$442,582/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,772,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,657
−HK$12,516/mo
▼ 0.25% · 3.875%
HK$237,870
−HK$6,303/mo
Today · 4.125%
HK$244,173
baseline
▲ 0.50% · 4.625%
HK$257,044
+HK$12,871/mo
Deposit HK$19.57M · loan HK$45.66M · min. income ≈ HK$488,346/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,772,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,728
−HK$16,789/mo
▼ 0.25% · 3.875%
HK$276,056
−HK$8,461/mo
Today · 4.125%
HK$284,517
baseline
▲ 0.50% · 4.625%
HK$301,829
+HK$17,312/mo
Deposit HK$6.52M · loan HK$58.71M · min. income ≈ HK$569,034/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,772,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,845
−HK$16,091/mo
▼ 0.25% · 3.875%
HK$305,833
−HK$8,103/mo
Today · 4.125%
HK$313,936
baseline
▲ 0.50% · 4.625%
HK$330,485
+HK$16,549/mo
Deposit HK$6.52M · loan HK$58.71M · min. income ≈ HK$627,872/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,772,214 · Scale 2, in force from 26 Feb 2026)