LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,756
−HK$9,328/mo
▼ 0.25% · 3.875%
HK$153,383
−HK$4,701/mo
Today · 4.125%
HK$158,084
baseline
▲ 0.50% · 4.625%
HK$167,703
+HK$9,619/mo
Deposit HK$32.62M · loan HK$32.62M · min. income ≈ HK$316,168/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$2,772,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,489
−HK$8,941/mo
▼ 0.25% · 3.875%
HK$169,928
−HK$4,502/mo
Today · 4.125%
HK$174,430
baseline
▲ 0.50% · 4.625%
HK$183,625
+HK$9,195/mo
Deposit HK$32.62M · loan HK$32.62M · min. income ≈ HK$348,860/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$2,772,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,507
−HK$11,194/mo
▼ 0.25% · 3.875%
HK$184,060
−HK$5,641/mo
Today · 4.125%
HK$189,701
baseline
▲ 0.50% · 4.625%
HK$201,244
+HK$11,543/mo
Deposit HK$26.09M · loan HK$39.14M · min. income ≈ HK$379,402/mo (50% DSR)
Upfront cash ≈ HK$28.87M (deposit + AVD stamp duty HK$2,772,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,587
−HK$10,729/mo
▼ 0.25% · 3.875%
HK$203,913
−HK$5,403/mo
Today · 4.125%
HK$209,316
baseline
▲ 0.50% · 4.625%
HK$220,350
+HK$11,034/mo
Deposit HK$26.09M · loan HK$39.14M · min. income ≈ HK$418,632/mo (50% DSR)
Upfront cash ≈ HK$28.87M (deposit + AVD stamp duty HK$2,772,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,258
−HK$13,060/mo
▼ 0.25% · 3.875%
HK$214,736
−HK$6,582/mo
Today · 4.125%
HK$221,318
baseline
▲ 0.50% · 4.625%
HK$234,784
+HK$13,466/mo
Deposit HK$19.57M · loan HK$45.67M · min. income ≈ HK$442,636/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,772,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,685
−HK$12,517/mo
▼ 0.25% · 3.875%
HK$237,899
−HK$6,303/mo
Today · 4.125%
HK$244,202
baseline
▲ 0.50% · 4.625%
HK$257,075
+HK$12,873/mo
Deposit HK$19.57M · loan HK$45.67M · min. income ≈ HK$488,404/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,772,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,761
−HK$16,790/mo
▼ 0.25% · 3.875%
HK$276,089
−HK$8,462/mo
Today · 4.125%
HK$284,551
baseline
▲ 0.50% · 4.625%
HK$301,866
+HK$17,315/mo
Deposit HK$6.52M · loan HK$58.71M · min. income ≈ HK$569,102/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,772,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,881
−HK$16,093/mo
▼ 0.25% · 3.875%
HK$305,870
−HK$8,104/mo
Today · 4.125%
HK$313,974
baseline
▲ 0.50% · 4.625%
HK$330,524
+HK$16,550/mo
Deposit HK$6.52M · loan HK$58.71M · min. income ≈ HK$627,948/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,772,550 · Scale 2, in force from 26 Feb 2026)