LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,758
−HK$9,329/mo
▼ 0.25% · 3.875%
HK$153,386
−HK$4,701/mo
Today · 4.125%
HK$158,087
baseline
▲ 0.50% · 4.625%
HK$167,706
+HK$9,619/mo
Deposit HK$32.62M · loan HK$32.62M · min. income ≈ HK$316,174/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$2,772,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,492
−HK$8,941/mo
▼ 0.25% · 3.875%
HK$169,931
−HK$4,502/mo
Today · 4.125%
HK$174,433
baseline
▲ 0.50% · 4.625%
HK$183,628
+HK$9,195/mo
Deposit HK$32.62M · loan HK$32.62M · min. income ≈ HK$348,866/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$2,772,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,510
−HK$11,194/mo
▼ 0.25% · 3.875%
HK$184,063
−HK$5,641/mo
Today · 4.125%
HK$189,704
baseline
▲ 0.50% · 4.625%
HK$201,247
+HK$11,543/mo
Deposit HK$26.10M · loan HK$39.14M · min. income ≈ HK$379,408/mo (50% DSR)
Upfront cash ≈ HK$28.87M (deposit + AVD stamp duty HK$2,772,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,591
−HK$10,729/mo
▼ 0.25% · 3.875%
HK$203,917
−HK$5,403/mo
Today · 4.125%
HK$209,320
baseline
▲ 0.50% · 4.625%
HK$220,353
+HK$11,033/mo
Deposit HK$26.10M · loan HK$39.14M · min. income ≈ HK$418,640/mo (50% DSR)
Upfront cash ≈ HK$28.87M (deposit + AVD stamp duty HK$2,772,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,262
−HK$13,059/mo
▼ 0.25% · 3.875%
HK$214,740
−HK$6,581/mo
Today · 4.125%
HK$221,321
baseline
▲ 0.50% · 4.625%
HK$234,788
+HK$13,467/mo
Deposit HK$19.57M · loan HK$45.67M · min. income ≈ HK$442,642/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,772,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,689
−HK$12,517/mo
▼ 0.25% · 3.875%
HK$237,903
−HK$6,303/mo
Today · 4.125%
HK$244,206
baseline
▲ 0.50% · 4.625%
HK$257,079
+HK$12,873/mo
Deposit HK$19.57M · loan HK$45.67M · min. income ≈ HK$488,412/mo (50% DSR)
Upfront cash ≈ HK$22.34M (deposit + AVD stamp duty HK$2,772,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,765
−HK$16,791/mo
▼ 0.25% · 3.875%
HK$276,094
−HK$8,462/mo
Today · 4.125%
HK$284,556
baseline
▲ 0.50% · 4.625%
HK$301,871
+HK$17,315/mo
Deposit HK$6.52M · loan HK$58.71M · min. income ≈ HK$569,112/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,772,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,886
−HK$16,094/mo
▼ 0.25% · 3.875%
HK$305,875
−HK$8,105/mo
Today · 4.125%
HK$313,980
baseline
▲ 0.50% · 4.625%
HK$330,530
+HK$16,550/mo
Deposit HK$6.52M · loan HK$58.71M · min. income ≈ HK$627,960/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,772,595 · Scale 2, in force from 26 Feb 2026)