LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,805
−HK$9,331/mo
▼ 0.25% · 3.875%
HK$153,433
−HK$4,703/mo
Today · 4.125%
HK$158,136
baseline
▲ 0.50% · 4.625%
HK$167,758
+HK$9,622/mo
Deposit HK$32.63M · loan HK$32.63M · min. income ≈ HK$316,272/mo (50% DSR)
Upfront cash ≈ HK$35.40M (deposit + AVD stamp duty HK$2,773,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,544
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$169,984
−HK$4,504/mo
Today · 4.125%
HK$174,488
baseline
▲ 0.50% · 4.625%
HK$183,685
+HK$9,197/mo
Deposit HK$32.63M · loan HK$32.63M · min. income ≈ HK$348,976/mo (50% DSR)
Upfront cash ≈ HK$35.40M (deposit + AVD stamp duty HK$2,773,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,566
−HK$11,197/mo
▼ 0.25% · 3.875%
HK$184,120
−HK$5,643/mo
Today · 4.125%
HK$189,763
baseline
▲ 0.50% · 4.625%
HK$201,310
+HK$11,547/mo
Deposit HK$26.10M · loan HK$39.15M · min. income ≈ HK$379,526/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,773,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,653
−HK$10,732/mo
▼ 0.25% · 3.875%
HK$203,980
−HK$5,405/mo
Today · 4.125%
HK$209,385
baseline
▲ 0.50% · 4.625%
HK$220,422
+HK$11,037/mo
Deposit HK$26.10M · loan HK$39.15M · min. income ≈ HK$418,770/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,773,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,327
−HK$13,064/mo
▼ 0.25% · 3.875%
HK$214,807
−HK$6,584/mo
Today · 4.125%
HK$221,391
baseline
▲ 0.50% · 4.625%
HK$234,862
+HK$13,471/mo
Deposit HK$19.58M · loan HK$45.68M · min. income ≈ HK$442,782/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$2,773,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,761
−HK$12,522/mo
▼ 0.25% · 3.875%
HK$237,977
−HK$6,306/mo
Today · 4.125%
HK$244,283
baseline
▲ 0.50% · 4.625%
HK$257,159
+HK$12,876/mo
Deposit HK$19.58M · loan HK$45.68M · min. income ≈ HK$488,566/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$2,773,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,849
−HK$16,796/mo
▼ 0.25% · 3.875%
HK$276,180
−HK$8,465/mo
Today · 4.125%
HK$284,645
baseline
▲ 0.50% · 4.625%
HK$301,965
+HK$17,320/mo
Deposit HK$6.53M · loan HK$58.73M · min. income ≈ HK$569,290/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,773,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,979
−HK$16,099/mo
▼ 0.25% · 3.875%
HK$305,970
−HK$8,108/mo
Today · 4.125%
HK$314,078
baseline
▲ 0.50% · 4.625%
HK$330,633
+HK$16,555/mo
Deposit HK$6.53M · loan HK$58.73M · min. income ≈ HK$628,156/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,773,461 · Scale 2, in force from 26 Feb 2026)