LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,807
−HK$9,331/mo
▼ 0.25% · 3.875%
HK$153,435
−HK$4,703/mo
Today · 4.125%
HK$158,138
baseline
▲ 0.50% · 4.625%
HK$167,760
+HK$9,622/mo
Deposit HK$32.63M · loan HK$32.63M · min. income ≈ HK$316,276/mo (50% DSR)
Upfront cash ≈ HK$35.40M (deposit + AVD stamp duty HK$2,773,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,546
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$169,986
−HK$4,504/mo
Today · 4.125%
HK$174,490
baseline
▲ 0.50% · 4.625%
HK$183,687
+HK$9,197/mo
Deposit HK$32.63M · loan HK$32.63M · min. income ≈ HK$348,980/mo (50% DSR)
Upfront cash ≈ HK$35.40M (deposit + AVD stamp duty HK$2,773,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,568
−HK$11,198/mo
▼ 0.25% · 3.875%
HK$184,122
−HK$5,644/mo
Today · 4.125%
HK$189,766
baseline
▲ 0.50% · 4.625%
HK$201,312
+HK$11,546/mo
Deposit HK$26.10M · loan HK$39.16M · min. income ≈ HK$379,532/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,773,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,655
−HK$10,733/mo
▼ 0.25% · 3.875%
HK$203,983
−HK$5,405/mo
Today · 4.125%
HK$209,388
baseline
▲ 0.50% · 4.625%
HK$220,425
+HK$11,037/mo
Deposit HK$26.10M · loan HK$39.16M · min. income ≈ HK$418,776/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,773,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,329
−HK$13,064/mo
▼ 0.25% · 3.875%
HK$214,809
−HK$6,584/mo
Today · 4.125%
HK$221,393
baseline
▲ 0.50% · 4.625%
HK$234,864
+HK$13,471/mo
Deposit HK$19.58M · loan HK$45.68M · min. income ≈ HK$442,786/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$2,773,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,764
−HK$12,522/mo
▼ 0.25% · 3.875%
HK$237,980
−HK$6,306/mo
Today · 4.125%
HK$244,286
baseline
▲ 0.50% · 4.625%
HK$257,162
+HK$12,876/mo
Deposit HK$19.58M · loan HK$45.68M · min. income ≈ HK$488,572/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$2,773,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,852
−HK$16,796/mo
▼ 0.25% · 3.875%
HK$276,183
−HK$8,465/mo
Today · 4.125%
HK$284,648
baseline
▲ 0.50% · 4.625%
HK$301,969
+HK$17,321/mo
Deposit HK$6.53M · loan HK$58.73M · min. income ≈ HK$569,296/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,773,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,982
−HK$16,099/mo
▼ 0.25% · 3.875%
HK$305,974
−HK$8,107/mo
Today · 4.125%
HK$314,081
baseline
▲ 0.50% · 4.625%
HK$330,637
+HK$16,556/mo
Deposit HK$6.53M · loan HK$58.73M · min. income ≈ HK$628,162/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,773,494 · Scale 2, in force from 26 Feb 2026)