LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,809
−HK$9,332/mo
▼ 0.25% · 3.875%
HK$153,438
−HK$4,703/mo
Today · 4.125%
HK$158,141
baseline
▲ 0.50% · 4.625%
HK$167,763
+HK$9,622/mo
Deposit HK$32.63M · loan HK$32.63M · min. income ≈ HK$316,282/mo (50% DSR)
Upfront cash ≈ HK$35.40M (deposit + AVD stamp duty HK$2,773,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,549
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$169,989
−HK$4,504/mo
Today · 4.125%
HK$174,493
baseline
▲ 0.50% · 4.625%
HK$183,690
+HK$9,197/mo
Deposit HK$32.63M · loan HK$32.63M · min. income ≈ HK$348,986/mo (50% DSR)
Upfront cash ≈ HK$35.40M (deposit + AVD stamp duty HK$2,773,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,571
−HK$11,198/mo
▼ 0.25% · 3.875%
HK$184,125
−HK$5,644/mo
Today · 4.125%
HK$189,769
baseline
▲ 0.50% · 4.625%
HK$201,316
+HK$11,547/mo
Deposit HK$26.10M · loan HK$39.16M · min. income ≈ HK$379,538/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,773,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,658
−HK$10,733/mo
▼ 0.25% · 3.875%
HK$203,986
−HK$5,405/mo
Today · 4.125%
HK$209,391
baseline
▲ 0.50% · 4.625%
HK$220,429
+HK$11,038/mo
Deposit HK$26.10M · loan HK$39.16M · min. income ≈ HK$418,782/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,773,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,333
−HK$13,064/mo
▼ 0.25% · 3.875%
HK$214,813
−HK$6,584/mo
Today · 4.125%
HK$221,397
baseline
▲ 0.50% · 4.625%
HK$234,869
+HK$13,472/mo
Deposit HK$19.58M · loan HK$45.68M · min. income ≈ HK$442,794/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$2,773,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,768
−HK$12,522/mo
▼ 0.25% · 3.875%
HK$237,984
−HK$6,306/mo
Today · 4.125%
HK$244,290
baseline
▲ 0.50% · 4.625%
HK$257,167
+HK$12,877/mo
Deposit HK$19.58M · loan HK$45.68M · min. income ≈ HK$488,580/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$2,773,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,856
−HK$16,797/mo
▼ 0.25% · 3.875%
HK$276,188
−HK$8,465/mo
Today · 4.125%
HK$284,653
baseline
▲ 0.50% · 4.625%
HK$301,974
+HK$17,321/mo
Deposit HK$6.53M · loan HK$58.73M · min. income ≈ HK$569,306/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,773,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,988
−HK$16,099/mo
▼ 0.25% · 3.875%
HK$305,979
−HK$8,108/mo
Today · 4.125%
HK$314,087
baseline
▲ 0.50% · 4.625%
HK$330,643
+HK$16,556/mo
Deposit HK$6.53M · loan HK$58.73M · min. income ≈ HK$628,174/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,773,542 · Scale 2, in force from 26 Feb 2026)