LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,821
−HK$9,332/mo
▼ 0.25% · 3.875%
HK$153,450
−HK$4,703/mo
Today · 4.125%
HK$158,153
baseline
▲ 0.50% · 4.625%
HK$167,776
+HK$9,623/mo
Deposit HK$32.63M · loan HK$32.63M · min. income ≈ HK$316,306/mo (50% DSR)
Upfront cash ≈ HK$35.41M (deposit + AVD stamp duty HK$2,773,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,562
−HK$8,944/mo
▼ 0.25% · 3.875%
HK$170,002
−HK$4,504/mo
Today · 4.125%
HK$174,506
baseline
▲ 0.50% · 4.625%
HK$183,705
+HK$9,199/mo
Deposit HK$32.63M · loan HK$32.63M · min. income ≈ HK$349,012/mo (50% DSR)
Upfront cash ≈ HK$35.41M (deposit + AVD stamp duty HK$2,773,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,585
−HK$11,199/mo
▼ 0.25% · 3.875%
HK$184,140
−HK$5,644/mo
Today · 4.125%
HK$189,784
baseline
▲ 0.50% · 4.625%
HK$201,332
+HK$11,548/mo
Deposit HK$26.11M · loan HK$39.16M · min. income ≈ HK$379,568/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,773,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,674
−HK$10,734/mo
▼ 0.25% · 3.875%
HK$204,002
−HK$5,406/mo
Today · 4.125%
HK$209,408
baseline
▲ 0.50% · 4.625%
HK$220,446
+HK$11,038/mo
Deposit HK$26.11M · loan HK$39.16M · min. income ≈ HK$418,816/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,773,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,349
−HK$13,065/mo
▼ 0.25% · 3.875%
HK$214,830
−HK$6,584/mo
Today · 4.125%
HK$221,414
baseline
▲ 0.50% · 4.625%
HK$234,887
+HK$13,473/mo
Deposit HK$19.58M · loan HK$45.69M · min. income ≈ HK$442,828/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$2,773,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,786
−HK$12,523/mo
▼ 0.25% · 3.875%
HK$238,003
−HK$6,306/mo
Today · 4.125%
HK$244,309
baseline
▲ 0.50% · 4.625%
HK$257,187
+HK$12,878/mo
Deposit HK$19.58M · loan HK$45.69M · min. income ≈ HK$488,618/mo (50% DSR)
Upfront cash ≈ HK$22.35M (deposit + AVD stamp duty HK$2,773,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,877
−HK$16,799/mo
▼ 0.25% · 3.875%
HK$276,210
−HK$8,466/mo
Today · 4.125%
HK$284,676
baseline
▲ 0.50% · 4.625%
HK$301,998
+HK$17,322/mo
Deposit HK$6.53M · loan HK$58.74M · min. income ≈ HK$569,352/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,773,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,011
−HK$16,101/mo
▼ 0.25% · 3.875%
HK$306,003
−HK$8,109/mo
Today · 4.125%
HK$314,112
baseline
▲ 0.50% · 4.625%
HK$330,669
+HK$16,557/mo
Deposit HK$6.53M · loan HK$58.74M · min. income ≈ HK$628,224/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,773,760 · Scale 2, in force from 26 Feb 2026)