LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,838
−HK$9,334/mo
▼ 0.25% · 3.875%
HK$153,468
−HK$4,704/mo
Today · 4.125%
HK$158,172
baseline
▲ 0.50% · 4.625%
HK$167,796
+HK$9,624/mo
Deposit HK$32.64M · loan HK$32.64M · min. income ≈ HK$316,344/mo (50% DSR)
Upfront cash ≈ HK$35.41M (deposit + AVD stamp duty HK$2,774,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,581
−HK$8,946/mo
▼ 0.25% · 3.875%
HK$170,022
−HK$4,505/mo
Today · 4.125%
HK$174,527
baseline
▲ 0.50% · 4.625%
HK$183,727
+HK$9,200/mo
Deposit HK$32.64M · loan HK$32.64M · min. income ≈ HK$349,054/mo (50% DSR)
Upfront cash ≈ HK$35.41M (deposit + AVD stamp duty HK$2,774,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,606
−HK$11,200/mo
▼ 0.25% · 3.875%
HK$184,162
−HK$5,644/mo
Today · 4.125%
HK$189,806
baseline
▲ 0.50% · 4.625%
HK$201,356
+HK$11,550/mo
Deposit HK$26.11M · loan HK$39.16M · min. income ≈ HK$379,612/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,774,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,698
−HK$10,735/mo
▼ 0.25% · 3.875%
HK$204,027
−HK$5,406/mo
Today · 4.125%
HK$209,433
baseline
▲ 0.50% · 4.625%
HK$220,472
+HK$11,039/mo
Deposit HK$26.11M · loan HK$39.16M · min. income ≈ HK$418,866/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,774,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,374
−HK$13,067/mo
▼ 0.25% · 3.875%
HK$214,855
−HK$6,586/mo
Today · 4.125%
HK$221,441
baseline
▲ 0.50% · 4.625%
HK$234,915
+HK$13,474/mo
Deposit HK$19.58M · loan HK$45.69M · min. income ≈ HK$442,882/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,774,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,814
−HK$12,524/mo
▼ 0.25% · 3.875%
HK$238,031
−HK$6,307/mo
Today · 4.125%
HK$244,338
baseline
▲ 0.50% · 4.625%
HK$257,217
+HK$12,879/mo
Deposit HK$19.58M · loan HK$45.69M · min. income ≈ HK$488,676/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,774,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,909
−HK$16,800/mo
▼ 0.25% · 3.875%
HK$276,243
−HK$8,466/mo
Today · 4.125%
HK$284,709
baseline
▲ 0.50% · 4.625%
HK$302,033
+HK$17,324/mo
Deposit HK$6.53M · loan HK$58.75M · min. income ≈ HK$569,418/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,774,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,046
−HK$16,103/mo
▼ 0.25% · 3.875%
HK$306,040
−HK$8,109/mo
Today · 4.125%
HK$314,149
baseline
▲ 0.50% · 4.625%
HK$330,708
+HK$16,559/mo
Deposit HK$6.53M · loan HK$58.75M · min. income ≈ HK$628,298/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,774,089 · Scale 2, in force from 26 Feb 2026)