LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,839
−HK$9,334/mo
▼ 0.25% · 3.875%
HK$153,469
−HK$4,704/mo
Today · 4.125%
HK$158,173
baseline
▲ 0.50% · 4.625%
HK$167,797
+HK$9,624/mo
Deposit HK$32.64M · loan HK$32.64M · min. income ≈ HK$316,346/mo (50% DSR)
Upfront cash ≈ HK$35.41M (deposit + AVD stamp duty HK$2,774,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,582
−HK$8,946/mo
▼ 0.25% · 3.875%
HK$170,023
−HK$4,505/mo
Today · 4.125%
HK$174,528
baseline
▲ 0.50% · 4.625%
HK$183,728
+HK$9,200/mo
Deposit HK$32.64M · loan HK$32.64M · min. income ≈ HK$349,056/mo (50% DSR)
Upfront cash ≈ HK$35.41M (deposit + AVD stamp duty HK$2,774,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,607
−HK$11,200/mo
▼ 0.25% · 3.875%
HK$184,163
−HK$5,644/mo
Today · 4.125%
HK$189,807
baseline
▲ 0.50% · 4.625%
HK$201,357
+HK$11,550/mo
Deposit HK$26.11M · loan HK$39.16M · min. income ≈ HK$379,614/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,774,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,699
−HK$10,735/mo
▼ 0.25% · 3.875%
HK$204,028
−HK$5,406/mo
Today · 4.125%
HK$209,434
baseline
▲ 0.50% · 4.625%
HK$220,473
+HK$11,039/mo
Deposit HK$26.11M · loan HK$39.16M · min. income ≈ HK$418,868/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,774,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,375
−HK$13,067/mo
▼ 0.25% · 3.875%
HK$214,857
−HK$6,585/mo
Today · 4.125%
HK$221,442
baseline
▲ 0.50% · 4.625%
HK$234,916
+HK$13,474/mo
Deposit HK$19.58M · loan HK$45.69M · min. income ≈ HK$442,884/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,774,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,815
−HK$12,524/mo
▼ 0.25% · 3.875%
HK$238,032
−HK$6,307/mo
Today · 4.125%
HK$244,339
baseline
▲ 0.50% · 4.625%
HK$257,219
+HK$12,880/mo
Deposit HK$19.58M · loan HK$45.69M · min. income ≈ HK$488,678/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,774,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,911
−HK$16,800/mo
▼ 0.25% · 3.875%
HK$276,244
−HK$8,467/mo
Today · 4.125%
HK$284,711
baseline
▲ 0.50% · 4.625%
HK$302,035
+HK$17,324/mo
Deposit HK$6.53M · loan HK$58.75M · min. income ≈ HK$569,422/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,774,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,048
−HK$16,103/mo
▼ 0.25% · 3.875%
HK$306,042
−HK$8,109/mo
Today · 4.125%
HK$314,151
baseline
▲ 0.50% · 4.625%
HK$330,710
+HK$16,559/mo
Deposit HK$6.53M · loan HK$58.75M · min. income ≈ HK$628,302/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,774,106 · Scale 2, in force from 26 Feb 2026)