LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,852
−HK$9,334/mo
▼ 0.25% · 3.875%
HK$153,482
−HK$4,704/mo
Today · 4.125%
HK$158,186
baseline
▲ 0.50% · 4.625%
HK$167,811
+HK$9,625/mo
Deposit HK$32.64M · loan HK$32.64M · min. income ≈ HK$316,372/mo (50% DSR)
Upfront cash ≈ HK$35.41M (deposit + AVD stamp duty HK$2,774,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,596
−HK$8,947/mo
▼ 0.25% · 3.875%
HK$170,037
−HK$4,506/mo
Today · 4.125%
HK$174,543
baseline
▲ 0.50% · 4.625%
HK$183,743
+HK$9,200/mo
Deposit HK$32.64M · loan HK$32.64M · min. income ≈ HK$349,086/mo (50% DSR)
Upfront cash ≈ HK$35.41M (deposit + AVD stamp duty HK$2,774,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,622
−HK$11,201/mo
▼ 0.25% · 3.875%
HK$184,178
−HK$5,645/mo
Today · 4.125%
HK$189,823
baseline
▲ 0.50% · 4.625%
HK$201,373
+HK$11,550/mo
Deposit HK$26.11M · loan HK$39.17M · min. income ≈ HK$379,646/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,774,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,715
−HK$10,736/mo
▼ 0.25% · 3.875%
HK$204,044
−HK$5,407/mo
Today · 4.125%
HK$209,451
baseline
▲ 0.50% · 4.625%
HK$220,491
+HK$11,040/mo
Deposit HK$26.11M · loan HK$39.17M · min. income ≈ HK$418,902/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,774,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,392
−HK$13,068/mo
▼ 0.25% · 3.875%
HK$214,874
−HK$6,586/mo
Today · 4.125%
HK$221,460
baseline
▲ 0.50% · 4.625%
HK$234,936
+HK$13,476/mo
Deposit HK$19.58M · loan HK$45.69M · min. income ≈ HK$442,920/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,774,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,834
−HK$12,526/mo
▼ 0.25% · 3.875%
HK$238,052
−HK$6,308/mo
Today · 4.125%
HK$244,360
baseline
▲ 0.50% · 4.625%
HK$257,240
+HK$12,880/mo
Deposit HK$19.58M · loan HK$45.69M · min. income ≈ HK$488,720/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,774,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,933
−HK$16,802/mo
▼ 0.25% · 3.875%
HK$276,267
−HK$8,468/mo
Today · 4.125%
HK$284,735
baseline
▲ 0.50% · 4.625%
HK$302,060
+HK$17,325/mo
Deposit HK$6.53M · loan HK$58.75M · min. income ≈ HK$569,470/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,774,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,073
−HK$16,104/mo
▼ 0.25% · 3.875%
HK$306,067
−HK$8,110/mo
Today · 4.125%
HK$314,177
baseline
▲ 0.50% · 4.625%
HK$330,737
+HK$16,560/mo
Deposit HK$6.53M · loan HK$58.75M · min. income ≈ HK$628,354/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,774,334 · Scale 2, in force from 26 Feb 2026)