LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,854
−HK$9,335/mo
▼ 0.25% · 3.875%
HK$153,485
−HK$4,704/mo
Today · 4.125%
HK$158,189
baseline
▲ 0.50% · 4.625%
HK$167,814
+HK$9,625/mo
Deposit HK$32.64M · loan HK$32.64M · min. income ≈ HK$316,378/mo (50% DSR)
Upfront cash ≈ HK$35.41M (deposit + AVD stamp duty HK$2,774,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,599
−HK$8,947/mo
▼ 0.25% · 3.875%
HK$170,040
−HK$4,506/mo
Today · 4.125%
HK$174,546
baseline
▲ 0.50% · 4.625%
HK$183,746
+HK$9,200/mo
Deposit HK$32.64M · loan HK$32.64M · min. income ≈ HK$349,092/mo (50% DSR)
Upfront cash ≈ HK$35.41M (deposit + AVD stamp duty HK$2,774,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,625
−HK$11,202/mo
▼ 0.25% · 3.875%
HK$184,181
−HK$5,646/mo
Today · 4.125%
HK$189,827
baseline
▲ 0.50% · 4.625%
HK$201,377
+HK$11,550/mo
Deposit HK$26.11M · loan HK$39.17M · min. income ≈ HK$379,654/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,774,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,719
−HK$10,736/mo
▼ 0.25% · 3.875%
HK$204,048
−HK$5,407/mo
Today · 4.125%
HK$209,455
baseline
▲ 0.50% · 4.625%
HK$220,496
+HK$11,041/mo
Deposit HK$26.11M · loan HK$39.17M · min. income ≈ HK$418,910/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,774,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,396
−HK$13,068/mo
▼ 0.25% · 3.875%
HK$214,878
−HK$6,586/mo
Today · 4.125%
HK$221,464
baseline
▲ 0.50% · 4.625%
HK$234,940
+HK$13,476/mo
Deposit HK$19.58M · loan HK$45.70M · min. income ≈ HK$442,928/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,774,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,838
−HK$12,526/mo
▼ 0.25% · 3.875%
HK$238,056
−HK$6,308/mo
Today · 4.125%
HK$244,364
baseline
▲ 0.50% · 4.625%
HK$257,245
+HK$12,881/mo
Deposit HK$19.58M · loan HK$45.70M · min. income ≈ HK$488,728/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,774,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,938
−HK$16,802/mo
▼ 0.25% · 3.875%
HK$276,272
−HK$8,468/mo
Today · 4.125%
HK$284,740
baseline
▲ 0.50% · 4.625%
HK$302,066
+HK$17,326/mo
Deposit HK$6.53M · loan HK$58.75M · min. income ≈ HK$569,480/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,774,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,078
−HK$16,104/mo
▼ 0.25% · 3.875%
HK$306,072
−HK$8,110/mo
Today · 4.125%
HK$314,182
baseline
▲ 0.50% · 4.625%
HK$330,743
+HK$16,561/mo
Deposit HK$6.53M · loan HK$58.75M · min. income ≈ HK$628,364/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,774,385 · Scale 2, in force from 26 Feb 2026)