LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,888
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,351
−HK$471/mo
Today · 4.125%
HK$15,822
baseline
▲ 0.50% · 4.625%
HK$16,784
+HK$962/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$31,644/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$187,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,563
−HK$894/mo
▼ 0.25% · 3.875%
HK$17,007
−HK$450/mo
Today · 4.125%
HK$17,457
baseline
▲ 0.50% · 4.625%
HK$18,378
+HK$921/mo
Deposit HK$3.26M · loan HK$3.26M · min. income ≈ HK$34,914/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$187,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,865
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,421
−HK$565/mo
Today · 4.125%
HK$18,986
baseline
▲ 0.50% · 4.625%
HK$20,141
+HK$1,155/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$37,972/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$187,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,875
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,408
−HK$541/mo
Today · 4.125%
HK$20,949
baseline
▲ 0.50% · 4.625%
HK$22,053
+HK$1,104/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$41,898/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$187,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,843
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,491
−HK$659/mo
Today · 4.125%
HK$22,150
baseline
▲ 0.50% · 4.625%
HK$23,498
+HK$1,348/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$44,300/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$187,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,188
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,810
−HK$630/mo
Today · 4.125%
HK$24,440
baseline
▲ 0.50% · 4.625%
HK$25,729
+HK$1,289/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$48,880/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$187,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,798
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,632
−HK$847/mo
Today · 4.125%
HK$28,479
baseline
▲ 0.50% · 4.625%
HK$30,212
+HK$1,733/mo
Deposit HK$653K · loan HK$5.88M · min. income ≈ HK$56,958/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$187,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,813
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,612
−HK$811/mo
Today · 4.125%
HK$31,423
baseline
▲ 0.50% · 4.625%
HK$33,080
+HK$1,657/mo
Deposit HK$653K · loan HK$5.88M · min. income ≈ HK$62,846/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$187,906 · Scale 2, in force from 26 Feb 2026)