LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,883
−HK$9,336/mo
▼ 0.25% · 3.875%
HK$153,514
−HK$4,705/mo
Today · 4.125%
HK$158,219
baseline
▲ 0.50% · 4.625%
HK$167,846
+HK$9,627/mo
Deposit HK$32.65M · loan HK$32.65M · min. income ≈ HK$316,438/mo (50% DSR)
Upfront cash ≈ HK$35.42M (deposit + AVD stamp duty HK$2,774,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,631
−HK$8,948/mo
▼ 0.25% · 3.875%
HK$170,073
−HK$4,506/mo
Today · 4.125%
HK$174,579
baseline
▲ 0.50% · 4.625%
HK$183,782
+HK$9,203/mo
Deposit HK$32.65M · loan HK$32.65M · min. income ≈ HK$349,158/mo (50% DSR)
Upfront cash ≈ HK$35.42M (deposit + AVD stamp duty HK$2,774,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,659
−HK$11,204/mo
▼ 0.25% · 3.875%
HK$184,217
−HK$5,646/mo
Today · 4.125%
HK$189,863
baseline
▲ 0.50% · 4.625%
HK$201,416
+HK$11,553/mo
Deposit HK$26.12M · loan HK$39.18M · min. income ≈ HK$379,726/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,774,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,757
−HK$10,738/mo
▼ 0.25% · 3.875%
HK$204,087
−HK$5,408/mo
Today · 4.125%
HK$209,495
baseline
▲ 0.50% · 4.625%
HK$220,538
+HK$11,043/mo
Deposit HK$26.12M · loan HK$39.18M · min. income ≈ HK$418,990/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,774,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,436
−HK$13,071/mo
▼ 0.25% · 3.875%
HK$214,920
−HK$6,587/mo
Today · 4.125%
HK$221,507
baseline
▲ 0.50% · 4.625%
HK$234,985
+HK$13,478/mo
Deposit HK$19.59M · loan HK$45.70M · min. income ≈ HK$443,014/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,774,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,883
−HK$12,528/mo
▼ 0.25% · 3.875%
HK$238,102
−HK$6,309/mo
Today · 4.125%
HK$244,411
baseline
▲ 0.50% · 4.625%
HK$257,294
+HK$12,883/mo
Deposit HK$19.59M · loan HK$45.70M · min. income ≈ HK$488,822/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,774,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,989
−HK$16,805/mo
▼ 0.25% · 3.875%
HK$276,325
−HK$8,469/mo
Today · 4.125%
HK$284,794
baseline
▲ 0.50% · 4.625%
HK$302,124
+HK$17,330/mo
Deposit HK$6.53M · loan HK$58.76M · min. income ≈ HK$569,588/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,774,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,135
−HK$16,108/mo
▼ 0.25% · 3.875%
HK$306,131
−HK$8,112/mo
Today · 4.125%
HK$314,243
baseline
▲ 0.50% · 4.625%
HK$330,807
+HK$16,564/mo
Deposit HK$6.53M · loan HK$58.76M · min. income ≈ HK$628,486/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,774,918 · Scale 2, in force from 26 Feb 2026)