LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,883
−HK$9,337/mo
▼ 0.25% · 3.875%
HK$153,515
−HK$4,705/mo
Today · 4.125%
HK$158,220
baseline
▲ 0.50% · 4.625%
HK$167,847
+HK$9,627/mo
Deposit HK$32.65M · loan HK$32.65M · min. income ≈ HK$316,440/mo (50% DSR)
Upfront cash ≈ HK$35.42M (deposit + AVD stamp duty HK$2,774,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,631
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$170,074
−HK$4,506/mo
Today · 4.125%
HK$174,580
baseline
▲ 0.50% · 4.625%
HK$183,782
+HK$9,202/mo
Deposit HK$32.65M · loan HK$32.65M · min. income ≈ HK$349,160/mo (50% DSR)
Upfront cash ≈ HK$35.42M (deposit + AVD stamp duty HK$2,774,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,660
−HK$11,204/mo
▼ 0.25% · 3.875%
HK$184,218
−HK$5,646/mo
Today · 4.125%
HK$189,864
baseline
▲ 0.50% · 4.625%
HK$201,417
+HK$11,553/mo
Deposit HK$26.12M · loan HK$39.18M · min. income ≈ HK$379,728/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,774,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,758
−HK$10,738/mo
▼ 0.25% · 3.875%
HK$204,088
−HK$5,408/mo
Today · 4.125%
HK$209,496
baseline
▲ 0.50% · 4.625%
HK$220,539
+HK$11,043/mo
Deposit HK$26.12M · loan HK$39.18M · min. income ≈ HK$418,992/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,774,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,437
−HK$13,071/mo
▼ 0.25% · 3.875%
HK$214,920
−HK$6,588/mo
Today · 4.125%
HK$221,508
baseline
▲ 0.50% · 4.625%
HK$234,986
+HK$13,478/mo
Deposit HK$19.59M · loan HK$45.70M · min. income ≈ HK$443,016/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,774,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,884
−HK$12,528/mo
▼ 0.25% · 3.875%
HK$238,103
−HK$6,309/mo
Today · 4.125%
HK$244,412
baseline
▲ 0.50% · 4.625%
HK$257,295
+HK$12,883/mo
Deposit HK$19.59M · loan HK$45.70M · min. income ≈ HK$488,824/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,774,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,990
−HK$16,806/mo
▼ 0.25% · 3.875%
HK$276,326
−HK$8,470/mo
Today · 4.125%
HK$284,796
baseline
▲ 0.50% · 4.625%
HK$302,125
+HK$17,329/mo
Deposit HK$6.53M · loan HK$58.76M · min. income ≈ HK$569,592/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,774,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,137
−HK$16,107/mo
▼ 0.25% · 3.875%
HK$306,132
−HK$8,112/mo
Today · 4.125%
HK$314,244
baseline
▲ 0.50% · 4.625%
HK$330,808
+HK$16,564/mo
Deposit HK$6.53M · loan HK$58.76M · min. income ≈ HK$628,488/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,774,929 · Scale 2, in force from 26 Feb 2026)