LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,894
−HK$9,337/mo
▼ 0.25% · 3.875%
HK$153,526
−HK$4,705/mo
Today · 4.125%
HK$158,231
baseline
▲ 0.50% · 4.625%
HK$167,859
+HK$9,628/mo
Deposit HK$32.65M · loan HK$32.65M · min. income ≈ HK$316,462/mo (50% DSR)
Upfront cash ≈ HK$35.42M (deposit + AVD stamp duty HK$2,775,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,644
−HK$8,949/mo
▼ 0.25% · 3.875%
HK$170,086
−HK$4,507/mo
Today · 4.125%
HK$174,593
baseline
▲ 0.50% · 4.625%
HK$183,796
+HK$9,203/mo
Deposit HK$32.65M · loan HK$32.65M · min. income ≈ HK$349,186/mo (50% DSR)
Upfront cash ≈ HK$35.42M (deposit + AVD stamp duty HK$2,775,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,673
−HK$11,205/mo
▼ 0.25% · 3.875%
HK$184,231
−HK$5,647/mo
Today · 4.125%
HK$189,878
baseline
▲ 0.50% · 4.625%
HK$201,431
+HK$11,553/mo
Deposit HK$26.12M · loan HK$39.18M · min. income ≈ HK$379,756/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,775,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,772
−HK$10,739/mo
▼ 0.25% · 3.875%
HK$204,103
−HK$5,408/mo
Today · 4.125%
HK$209,511
baseline
▲ 0.50% · 4.625%
HK$220,555
+HK$11,044/mo
Deposit HK$26.12M · loan HK$39.18M · min. income ≈ HK$419,022/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,775,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,452
−HK$13,072/mo
▼ 0.25% · 3.875%
HK$214,936
−HK$6,588/mo
Today · 4.125%
HK$221,524
baseline
▲ 0.50% · 4.625%
HK$235,003
+HK$13,479/mo
Deposit HK$19.59M · loan HK$45.71M · min. income ≈ HK$443,048/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,775,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,901
−HK$12,529/mo
▼ 0.25% · 3.875%
HK$238,120
−HK$6,310/mo
Today · 4.125%
HK$244,430
baseline
▲ 0.50% · 4.625%
HK$257,314
+HK$12,884/mo
Deposit HK$19.59M · loan HK$45.71M · min. income ≈ HK$488,860/mo (50% DSR)
Upfront cash ≈ HK$22.36M (deposit + AVD stamp duty HK$2,775,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,010
−HK$16,807/mo
▼ 0.25% · 3.875%
HK$276,347
−HK$8,470/mo
Today · 4.125%
HK$284,817
baseline
▲ 0.50% · 4.625%
HK$302,147
+HK$17,330/mo
Deposit HK$6.53M · loan HK$58.77M · min. income ≈ HK$569,634/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,775,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,158
−HK$16,109/mo
▼ 0.25% · 3.875%
HK$306,155
−HK$8,112/mo
Today · 4.125%
HK$314,267
baseline
▲ 0.50% · 4.625%
HK$330,832
+HK$16,565/mo
Deposit HK$6.53M · loan HK$58.77M · min. income ≈ HK$628,534/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$2,775,132 · Scale 2, in force from 26 Feb 2026)