LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,892
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,355
−HK$471/mo
Today · 4.125%
HK$15,826
baseline
▲ 0.50% · 4.625%
HK$16,789
+HK$963/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,652/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$188,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,567
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,012
−HK$450/mo
Today · 4.125%
HK$17,462
baseline
▲ 0.50% · 4.625%
HK$18,383
+HK$921/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$34,924/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$188,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,871
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,426
−HK$565/mo
Today · 4.125%
HK$18,991
baseline
▲ 0.50% · 4.625%
HK$20,147
+HK$1,156/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$37,982/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,881
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,414
−HK$541/mo
Today · 4.125%
HK$20,955
baseline
▲ 0.50% · 4.625%
HK$22,060
+HK$1,105/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$41,910/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,849
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,498
−HK$658/mo
Today · 4.125%
HK$22,156
baseline
▲ 0.50% · 4.625%
HK$23,505
+HK$1,349/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$44,312/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,194
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,816
−HK$631/mo
Today · 4.125%
HK$24,447
baseline
▲ 0.50% · 4.625%
HK$25,736
+HK$1,289/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$48,894/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,806
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,640
−HK$847/mo
Today · 4.125%
HK$28,487
baseline
▲ 0.50% · 4.625%
HK$30,220
+HK$1,733/mo
Deposit HK$653K · loan HK$5.88M · min. income ≈ HK$56,974/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$188,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,821
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,621
−HK$811/mo
Today · 4.125%
HK$31,432
baseline
▲ 0.50% · 4.625%
HK$33,089
+HK$1,657/mo
Deposit HK$653K · loan HK$5.88M · min. income ≈ HK$62,864/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$188,092 · Scale 2, in force from 26 Feb 2026)