LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,963
−HK$9,342/mo
▼ 0.25% · 3.875%
HK$153,597
−HK$4,708/mo
Today · 4.125%
HK$158,305
baseline
▲ 0.50% · 4.625%
HK$167,937
+HK$9,632/mo
Deposit HK$32.66M · loan HK$32.66M · min. income ≈ HK$316,610/mo (50% DSR)
Upfront cash ≈ HK$35.44M (deposit + AVD stamp duty HK$2,776,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,720
−HK$8,954/mo
▼ 0.25% · 3.875%
HK$170,165
−HK$4,509/mo
Today · 4.125%
HK$174,674
baseline
▲ 0.50% · 4.625%
HK$183,881
+HK$9,207/mo
Deposit HK$32.66M · loan HK$32.66M · min. income ≈ HK$349,348/mo (50% DSR)
Upfront cash ≈ HK$35.44M (deposit + AVD stamp duty HK$2,776,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,756
−HK$11,210/mo
▼ 0.25% · 3.875%
HK$184,316
−HK$5,650/mo
Today · 4.125%
HK$189,966
baseline
▲ 0.50% · 4.625%
HK$201,525
+HK$11,559/mo
Deposit HK$26.13M · loan HK$39.20M · min. income ≈ HK$379,932/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,776,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,864
−HK$10,744/mo
▼ 0.25% · 3.875%
HK$204,198
−HK$5,410/mo
Today · 4.125%
HK$209,608
baseline
▲ 0.50% · 4.625%
HK$220,657
+HK$11,049/mo
Deposit HK$26.13M · loan HK$39.20M · min. income ≈ HK$419,216/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,776,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,549
−HK$13,077/mo
▼ 0.25% · 3.875%
HK$215,036
−HK$6,590/mo
Today · 4.125%
HK$221,626
baseline
▲ 0.50% · 4.625%
HK$235,112
+HK$13,486/mo
Deposit HK$19.60M · loan HK$45.73M · min. income ≈ HK$443,252/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$2,776,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,008
−HK$12,535/mo
▼ 0.25% · 3.875%
HK$238,231
−HK$6,312/mo
Today · 4.125%
HK$244,543
baseline
▲ 0.50% · 4.625%
HK$257,433
+HK$12,890/mo
Deposit HK$19.60M · loan HK$45.73M · min. income ≈ HK$489,086/mo (50% DSR)
Upfront cash ≈ HK$22.37M (deposit + AVD stamp duty HK$2,776,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,134
−HK$16,814/mo
▼ 0.25% · 3.875%
HK$276,474
−HK$8,474/mo
Today · 4.125%
HK$284,948
baseline
▲ 0.50% · 4.625%
HK$302,287
+HK$17,339/mo
Deposit HK$6.53M · loan HK$58.79M · min. income ≈ HK$569,896/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,776,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,296
−HK$16,116/mo
▼ 0.25% · 3.875%
HK$306,297
−HK$8,115/mo
Today · 4.125%
HK$314,412
baseline
▲ 0.50% · 4.625%
HK$330,985
+HK$16,573/mo
Deposit HK$6.53M · loan HK$58.79M · min. income ≈ HK$628,824/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,776,417 · Scale 2, in force from 26 Feb 2026)