LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,897
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,361
−HK$470/mo
Today · 4.125%
HK$15,831
baseline
▲ 0.50% · 4.625%
HK$16,795
+HK$964/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,662/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$188,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,573
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,017
−HK$451/mo
Today · 4.125%
HK$17,468
baseline
▲ 0.50% · 4.625%
HK$18,389
+HK$921/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$34,936/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$188,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,877
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,433
−HK$565/mo
Today · 4.125%
HK$18,998
baseline
▲ 0.50% · 4.625%
HK$20,154
+HK$1,156/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$37,996/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,888
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,421
−HK$541/mo
Today · 4.125%
HK$20,962
baseline
▲ 0.50% · 4.625%
HK$22,067
+HK$1,105/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$41,924/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,856
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,505
−HK$659/mo
Today · 4.125%
HK$22,164
baseline
▲ 0.50% · 4.625%
HK$23,513
+HK$1,349/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$44,328/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,202
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,824
−HK$632/mo
Today · 4.125%
HK$24,456
baseline
▲ 0.50% · 4.625%
HK$25,745
+HK$1,289/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$48,912/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,815
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,649
−HK$847/mo
Today · 4.125%
HK$28,496
baseline
▲ 0.50% · 4.625%
HK$30,230
+HK$1,734/mo
Deposit HK$653K · loan HK$5.88M · min. income ≈ HK$56,992/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$188,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,831
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,631
−HK$812/mo
Today · 4.125%
HK$31,443
baseline
▲ 0.50% · 4.625%
HK$33,100
+HK$1,657/mo
Deposit HK$653K · loan HK$5.88M · min. income ≈ HK$62,886/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$188,313 · Scale 2, in force from 26 Feb 2026)