LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,975
−HK$9,342/mo
▼ 0.25% · 3.875%
HK$153,609
−HK$4,708/mo
Today · 4.125%
HK$158,317
baseline
▲ 0.50% · 4.625%
HK$167,950
+HK$9,633/mo
Deposit HK$32.67M · loan HK$32.67M · min. income ≈ HK$316,634/mo (50% DSR)
Upfront cash ≈ HK$35.44M (deposit + AVD stamp duty HK$2,776,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,733
−HK$8,954/mo
▼ 0.25% · 3.875%
HK$170,178
−HK$4,509/mo
Today · 4.125%
HK$174,687
baseline
▲ 0.50% · 4.625%
HK$183,895
+HK$9,208/mo
Deposit HK$32.67M · loan HK$32.67M · min. income ≈ HK$349,374/mo (50% DSR)
Upfront cash ≈ HK$35.44M (deposit + AVD stamp duty HK$2,776,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,770
−HK$11,210/mo
▼ 0.25% · 3.875%
HK$184,330
−HK$5,650/mo
Today · 4.125%
HK$189,980
baseline
▲ 0.50% · 4.625%
HK$201,540
+HK$11,560/mo
Deposit HK$26.13M · loan HK$39.20M · min. income ≈ HK$379,960/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,776,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,879
−HK$10,745/mo
▼ 0.25% · 3.875%
HK$204,213
−HK$5,411/mo
Today · 4.125%
HK$209,624
baseline
▲ 0.50% · 4.625%
HK$220,674
+HK$11,050/mo
Deposit HK$26.13M · loan HK$39.20M · min. income ≈ HK$419,248/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,776,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,565
−HK$13,078/mo
▼ 0.25% · 3.875%
HK$215,052
−HK$6,591/mo
Today · 4.125%
HK$221,643
baseline
▲ 0.50% · 4.625%
HK$235,130
+HK$13,487/mo
Deposit HK$19.60M · loan HK$45.73M · min. income ≈ HK$443,286/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$2,776,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,026
−HK$12,536/mo
▼ 0.25% · 3.875%
HK$238,249
−HK$6,313/mo
Today · 4.125%
HK$244,562
baseline
▲ 0.50% · 4.625%
HK$257,453
+HK$12,891/mo
Deposit HK$19.60M · loan HK$45.73M · min. income ≈ HK$489,124/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$2,776,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,154
−HK$16,816/mo
▼ 0.25% · 3.875%
HK$276,496
−HK$8,474/mo
Today · 4.125%
HK$284,970
baseline
▲ 0.50% · 4.625%
HK$302,310
+HK$17,340/mo
Deposit HK$6.53M · loan HK$58.80M · min. income ≈ HK$569,940/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,776,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,319
−HK$16,117/mo
▼ 0.25% · 3.875%
HK$306,320
−HK$8,116/mo
Today · 4.125%
HK$314,436
baseline
▲ 0.50% · 4.625%
HK$331,011
+HK$16,575/mo
Deposit HK$6.53M · loan HK$58.80M · min. income ≈ HK$628,872/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,776,628 · Scale 2, in force from 26 Feb 2026)