LTV · monthly repayment
▼ 0.50% · 3.625%
HK$148,979
−HK$9,343/mo
▼ 0.25% · 3.875%
HK$153,614
−HK$4,708/mo
Today · 4.125%
HK$158,322
baseline
▲ 0.50% · 4.625%
HK$167,955
+HK$9,633/mo
Deposit HK$32.67M · loan HK$32.67M · min. income ≈ HK$316,644/mo (50% DSR)
Upfront cash ≈ HK$35.44M (deposit + AVD stamp duty HK$2,776,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,738
−HK$8,955/mo
▼ 0.25% · 3.875%
HK$170,183
−HK$4,510/mo
Today · 4.125%
HK$174,693
baseline
▲ 0.50% · 4.625%
HK$183,901
+HK$9,208/mo
Deposit HK$32.67M · loan HK$32.67M · min. income ≈ HK$349,386/mo (50% DSR)
Upfront cash ≈ HK$35.44M (deposit + AVD stamp duty HK$2,776,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,775
−HK$11,211/mo
▼ 0.25% · 3.875%
HK$184,336
−HK$5,650/mo
Today · 4.125%
HK$189,986
baseline
▲ 0.50% · 4.625%
HK$201,546
+HK$11,560/mo
Deposit HK$26.13M · loan HK$39.20M · min. income ≈ HK$379,972/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,776,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,886
−HK$10,745/mo
▼ 0.25% · 3.875%
HK$204,220
−HK$5,411/mo
Today · 4.125%
HK$209,631
baseline
▲ 0.50% · 4.625%
HK$220,681
+HK$11,050/mo
Deposit HK$26.13M · loan HK$39.20M · min. income ≈ HK$419,262/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,776,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,571
−HK$13,080/mo
▼ 0.25% · 3.875%
HK$215,059
−HK$6,592/mo
Today · 4.125%
HK$221,651
baseline
▲ 0.50% · 4.625%
HK$235,137
+HK$13,486/mo
Deposit HK$19.60M · loan HK$45.73M · min. income ≈ HK$443,302/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$2,776,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,033
−HK$12,537/mo
▼ 0.25% · 3.875%
HK$238,256
−HK$6,314/mo
Today · 4.125%
HK$244,570
baseline
▲ 0.50% · 4.625%
HK$257,461
+HK$12,891/mo
Deposit HK$19.60M · loan HK$45.73M · min. income ≈ HK$489,140/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$2,776,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,163
−HK$16,816/mo
▼ 0.25% · 3.875%
HK$276,504
−HK$8,475/mo
Today · 4.125%
HK$284,979
baseline
▲ 0.50% · 4.625%
HK$302,320
+HK$17,341/mo
Deposit HK$6.53M · loan HK$58.80M · min. income ≈ HK$569,958/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,776,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,329
−HK$16,118/mo
▼ 0.25% · 3.875%
HK$306,330
−HK$8,117/mo
Today · 4.125%
HK$314,447
baseline
▲ 0.50% · 4.625%
HK$331,021
+HK$16,574/mo
Deposit HK$6.53M · loan HK$58.80M · min. income ≈ HK$628,894/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,776,718 · Scale 2, in force from 26 Feb 2026)