LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,900
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,363
−HK$471/mo
Today · 4.125%
HK$15,834
baseline
▲ 0.50% · 4.625%
HK$16,798
+HK$964/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,668/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,576
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,020
−HK$451/mo
Today · 4.125%
HK$17,471
baseline
▲ 0.50% · 4.625%
HK$18,392
+HK$921/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$34,942/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,880
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,436
−HK$565/mo
Today · 4.125%
HK$19,001
baseline
▲ 0.50% · 4.625%
HK$20,157
+HK$1,156/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$38,002/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,891
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,424
−HK$542/mo
Today · 4.125%
HK$20,966
baseline
▲ 0.50% · 4.625%
HK$22,071
+HK$1,105/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$41,932/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,860
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,509
−HK$659/mo
Today · 4.125%
HK$22,168
baseline
▲ 0.50% · 4.625%
HK$23,517
+HK$1,349/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$44,336/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,206
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,829
−HK$631/mo
Today · 4.125%
HK$24,460
baseline
▲ 0.50% · 4.625%
HK$25,749
+HK$1,289/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$48,920/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,820
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,654
−HK$847/mo
Today · 4.125%
HK$28,501
baseline
▲ 0.50% · 4.625%
HK$30,236
+HK$1,735/mo
Deposit HK$653K · loan HK$5.88M · min. income ≈ HK$57,002/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$188,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,836
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,637
−HK$811/mo
Today · 4.125%
HK$31,448
baseline
▲ 0.50% · 4.625%
HK$33,106
+HK$1,658/mo
Deposit HK$653K · loan HK$5.88M · min. income ≈ HK$62,896/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$188,425 · Scale 2, in force from 26 Feb 2026)