LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,012
−HK$9,345/mo
▼ 0.25% · 3.875%
HK$153,648
−HK$4,709/mo
Today · 4.125%
HK$158,357
baseline
▲ 0.50% · 4.625%
HK$167,992
+HK$9,635/mo
Deposit HK$32.67M · loan HK$32.67M · min. income ≈ HK$316,714/mo (50% DSR)
Upfront cash ≈ HK$35.45M (deposit + AVD stamp duty HK$2,777,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,775
−HK$8,956/mo
▼ 0.25% · 3.875%
HK$170,221
−HK$4,510/mo
Today · 4.125%
HK$174,731
baseline
▲ 0.50% · 4.625%
HK$183,941
+HK$9,210/mo
Deposit HK$32.67M · loan HK$32.67M · min. income ≈ HK$349,462/mo (50% DSR)
Upfront cash ≈ HK$35.45M (deposit + AVD stamp duty HK$2,777,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,815
−HK$11,213/mo
▼ 0.25% · 3.875%
HK$184,377
−HK$5,651/mo
Today · 4.125%
HK$190,028
baseline
▲ 0.50% · 4.625%
HK$201,591
+HK$11,563/mo
Deposit HK$26.14M · loan HK$39.21M · min. income ≈ HK$380,056/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$2,777,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,930
−HK$10,747/mo
▼ 0.25% · 3.875%
HK$204,265
−HK$5,412/mo
Today · 4.125%
HK$209,677
baseline
▲ 0.50% · 4.625%
HK$220,730
+HK$11,053/mo
Deposit HK$26.14M · loan HK$39.21M · min. income ≈ HK$419,354/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$2,777,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,617
−HK$13,083/mo
▼ 0.25% · 3.875%
HK$215,107
−HK$6,593/mo
Today · 4.125%
HK$221,700
baseline
▲ 0.50% · 4.625%
HK$235,189
+HK$13,489/mo
Deposit HK$19.60M · loan HK$45.74M · min. income ≈ HK$443,400/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$2,777,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,085
−HK$12,539/mo
▼ 0.25% · 3.875%
HK$238,309
−HK$6,315/mo
Today · 4.125%
HK$244,624
baseline
▲ 0.50% · 4.625%
HK$257,518
+HK$12,894/mo
Deposit HK$19.60M · loan HK$45.74M · min. income ≈ HK$489,248/mo (50% DSR)
Upfront cash ≈ HK$22.38M (deposit + AVD stamp duty HK$2,777,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,222
−HK$16,820/mo
▼ 0.25% · 3.875%
HK$276,566
−HK$8,476/mo
Today · 4.125%
HK$285,042
baseline
▲ 0.50% · 4.625%
HK$302,386
+HK$17,344/mo
Deposit HK$6.53M · loan HK$58.81M · min. income ≈ HK$570,084/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,777,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,395
−HK$16,121/mo
▼ 0.25% · 3.875%
HK$306,397
−HK$8,119/mo
Today · 4.125%
HK$314,516
baseline
▲ 0.50% · 4.625%
HK$331,095
+HK$16,579/mo
Deposit HK$6.53M · loan HK$58.81M · min. income ≈ HK$629,032/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,777,332 · Scale 2, in force from 26 Feb 2026)