LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,902
−HK$935/mo
▼ 0.25% · 3.875%
HK$15,366
−HK$471/mo
Today · 4.125%
HK$15,837
baseline
▲ 0.50% · 4.625%
HK$16,801
+HK$964/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,674/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,579
−HK$896/mo
▼ 0.25% · 3.875%
HK$17,023
−HK$452/mo
Today · 4.125%
HK$17,475
baseline
▲ 0.50% · 4.625%
HK$18,396
+HK$921/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$34,950/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,883
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,439
−HK$565/mo
Today · 4.125%
HK$19,004
baseline
▲ 0.50% · 4.625%
HK$20,161
+HK$1,157/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$38,008/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,895
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,428
−HK$541/mo
Today · 4.125%
HK$20,969
baseline
▲ 0.50% · 4.625%
HK$22,075
+HK$1,106/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$41,938/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,863
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,512
−HK$660/mo
Today · 4.125%
HK$22,172
baseline
▲ 0.50% · 4.625%
HK$23,521
+HK$1,349/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$44,344/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,210
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,833
−HK$631/mo
Today · 4.125%
HK$24,464
baseline
▲ 0.50% · 4.625%
HK$25,754
+HK$1,290/mo
Deposit HK$1.96M · loan HK$4.57M · min. income ≈ HK$48,928/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,824
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,659
−HK$848/mo
Today · 4.125%
HK$28,507
baseline
▲ 0.50% · 4.625%
HK$30,241
+HK$1,734/mo
Deposit HK$654K · loan HK$5.88M · min. income ≈ HK$57,014/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$188,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,842
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,642
−HK$812/mo
Today · 4.125%
HK$31,454
baseline
▲ 0.50% · 4.625%
HK$33,112
+HK$1,658/mo
Deposit HK$654K · loan HK$5.88M · min. income ≈ HK$62,908/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$188,542 · Scale 2, in force from 26 Feb 2026)