LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,037
−HK$9,346/mo
▼ 0.25% · 3.875%
HK$153,673
−HK$4,710/mo
Today · 4.125%
HK$158,383
baseline
▲ 0.50% · 4.625%
HK$168,020
+HK$9,637/mo
Deposit HK$32.68M · loan HK$32.68M · min. income ≈ HK$316,766/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$2,777,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,802
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$170,249
−HK$4,511/mo
Today · 4.125%
HK$174,760
baseline
▲ 0.50% · 4.625%
HK$183,972
+HK$9,212/mo
Deposit HK$32.68M · loan HK$32.68M · min. income ≈ HK$349,520/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$2,777,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,845
−HK$11,215/mo
▼ 0.25% · 3.875%
HK$184,408
−HK$5,652/mo
Today · 4.125%
HK$190,060
baseline
▲ 0.50% · 4.625%
HK$201,625
+HK$11,565/mo
Deposit HK$26.14M · loan HK$39.22M · min. income ≈ HK$380,120/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$2,777,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,963
−HK$10,749/mo
▼ 0.25% · 3.875%
HK$204,299
−HK$5,413/mo
Today · 4.125%
HK$209,712
baseline
▲ 0.50% · 4.625%
HK$220,767
+HK$11,055/mo
Deposit HK$26.14M · loan HK$39.22M · min. income ≈ HK$419,424/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$2,777,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,652
−HK$13,085/mo
▼ 0.25% · 3.875%
HK$215,142
−HK$6,595/mo
Today · 4.125%
HK$221,737
baseline
▲ 0.50% · 4.625%
HK$235,229
+HK$13,492/mo
Deposit HK$19.61M · loan HK$45.75M · min. income ≈ HK$443,474/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,777,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,123
−HK$12,541/mo
▼ 0.25% · 3.875%
HK$238,349
−HK$6,315/mo
Today · 4.125%
HK$244,664
baseline
▲ 0.50% · 4.625%
HK$257,561
+HK$12,897/mo
Deposit HK$19.61M · loan HK$45.75M · min. income ≈ HK$489,328/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,777,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,267
−HK$16,823/mo
▼ 0.25% · 3.875%
HK$276,612
−HK$8,478/mo
Today · 4.125%
HK$285,090
baseline
▲ 0.50% · 4.625%
HK$302,437
+HK$17,347/mo
Deposit HK$6.54M · loan HK$58.82M · min. income ≈ HK$570,180/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,777,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,444
−HK$16,124/mo
▼ 0.25% · 3.875%
HK$306,449
−HK$8,119/mo
Today · 4.125%
HK$314,568
baseline
▲ 0.50% · 4.625%
HK$331,150
+HK$16,582/mo
Deposit HK$6.54M · loan HK$58.82M · min. income ≈ HK$629,136/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,777,795 · Scale 2, in force from 26 Feb 2026)