LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,044
−HK$9,346/mo
▼ 0.25% · 3.875%
HK$153,680
−HK$4,710/mo
Today · 4.125%
HK$158,390
baseline
▲ 0.50% · 4.625%
HK$168,028
+HK$9,638/mo
Deposit HK$32.68M · loan HK$32.68M · min. income ≈ HK$316,780/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$2,777,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,810
−HK$8,958/mo
▼ 0.25% · 3.875%
HK$170,257
−HK$4,511/mo
Today · 4.125%
HK$174,768
baseline
▲ 0.50% · 4.625%
HK$183,981
+HK$9,213/mo
Deposit HK$32.68M · loan HK$32.68M · min. income ≈ HK$349,536/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$2,777,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,853
−HK$11,216/mo
▼ 0.25% · 3.875%
HK$184,416
−HK$5,653/mo
Today · 4.125%
HK$190,069
baseline
▲ 0.50% · 4.625%
HK$201,634
+HK$11,565/mo
Deposit HK$26.15M · loan HK$39.22M · min. income ≈ HK$380,138/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$2,777,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,972
−HK$10,750/mo
▼ 0.25% · 3.875%
HK$204,308
−HK$5,414/mo
Today · 4.125%
HK$209,722
baseline
▲ 0.50% · 4.625%
HK$220,777
+HK$11,055/mo
Deposit HK$26.15M · loan HK$39.22M · min. income ≈ HK$419,444/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$2,777,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,662
−HK$13,085/mo
▼ 0.25% · 3.875%
HK$215,152
−HK$6,595/mo
Today · 4.125%
HK$221,747
baseline
▲ 0.50% · 4.625%
HK$235,239
+HK$13,492/mo
Deposit HK$19.61M · loan HK$45.75M · min. income ≈ HK$443,494/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,777,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,134
−HK$12,542/mo
▼ 0.25% · 3.875%
HK$238,360
−HK$6,316/mo
Today · 4.125%
HK$244,676
baseline
▲ 0.50% · 4.625%
HK$257,573
+HK$12,897/mo
Deposit HK$19.61M · loan HK$45.75M · min. income ≈ HK$489,352/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,777,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,279
−HK$16,824/mo
▼ 0.25% · 3.875%
HK$276,624
−HK$8,479/mo
Today · 4.125%
HK$285,103
baseline
▲ 0.50% · 4.625%
HK$302,451
+HK$17,348/mo
Deposit HK$6.54M · loan HK$58.83M · min. income ≈ HK$570,206/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,777,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,458
−HK$16,125/mo
▼ 0.25% · 3.875%
HK$306,463
−HK$8,120/mo
Today · 4.125%
HK$314,583
baseline
▲ 0.50% · 4.625%
HK$331,165
+HK$16,582/mo
Deposit HK$6.54M · loan HK$58.83M · min. income ≈ HK$629,166/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,777,922 · Scale 2, in force from 26 Feb 2026)