LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,055
−HK$9,348/mo
▼ 0.25% · 3.875%
HK$153,692
−HK$4,711/mo
Today · 4.125%
HK$158,403
baseline
▲ 0.50% · 4.625%
HK$168,041
+HK$9,638/mo
Deposit HK$32.68M · loan HK$32.68M · min. income ≈ HK$316,806/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$2,778,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,823
−HK$8,959/mo
▼ 0.25% · 3.875%
HK$170,270
−HK$4,512/mo
Today · 4.125%
HK$174,782
baseline
▲ 0.50% · 4.625%
HK$183,995
+HK$9,213/mo
Deposit HK$32.68M · loan HK$32.68M · min. income ≈ HK$349,564/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$2,778,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,867
−HK$11,216/mo
▼ 0.25% · 3.875%
HK$184,430
−HK$5,653/mo
Today · 4.125%
HK$190,083
baseline
▲ 0.50% · 4.625%
HK$201,649
+HK$11,566/mo
Deposit HK$26.15M · loan HK$39.22M · min. income ≈ HK$380,166/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,778,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,987
−HK$10,751/mo
▼ 0.25% · 3.875%
HK$204,324
−HK$5,414/mo
Today · 4.125%
HK$209,738
baseline
▲ 0.50% · 4.625%
HK$220,794
+HK$11,056/mo
Deposit HK$26.15M · loan HK$39.22M · min. income ≈ HK$419,476/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,778,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,678
−HK$13,086/mo
▼ 0.25% · 3.875%
HK$215,169
−HK$6,595/mo
Today · 4.125%
HK$221,764
baseline
▲ 0.50% · 4.625%
HK$235,257
+HK$13,493/mo
Deposit HK$19.61M · loan HK$45.76M · min. income ≈ HK$443,528/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,778,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,152
−HK$12,542/mo
▼ 0.25% · 3.875%
HK$238,378
−HK$6,316/mo
Today · 4.125%
HK$244,694
baseline
▲ 0.50% · 4.625%
HK$257,592
+HK$12,898/mo
Deposit HK$19.61M · loan HK$45.76M · min. income ≈ HK$489,388/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,778,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,300
−HK$16,825/mo
▼ 0.25% · 3.875%
HK$276,646
−HK$8,479/mo
Today · 4.125%
HK$285,125
baseline
▲ 0.50% · 4.625%
HK$302,474
+HK$17,349/mo
Deposit HK$6.54M · loan HK$58.83M · min. income ≈ HK$570,250/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,778,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,481
−HK$16,126/mo
▼ 0.25% · 3.875%
HK$306,486
−HK$8,121/mo
Today · 4.125%
HK$314,607
baseline
▲ 0.50% · 4.625%
HK$331,190
+HK$16,583/mo
Deposit HK$6.54M · loan HK$58.83M · min. income ≈ HK$629,214/mo (50% DSR)
Upfront cash ≈ HK$9.31M (deposit + AVD stamp duty HK$2,778,135 · Scale 2, in force from 26 Feb 2026)