LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,906
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,369
−HK$471/mo
Today · 4.125%
HK$15,840
baseline
▲ 0.50% · 4.625%
HK$16,804
+HK$964/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,680/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,583
−HK$895/mo
▼ 0.25% · 3.875%
HK$17,027
−HK$451/mo
Today · 4.125%
HK$17,478
baseline
▲ 0.50% · 4.625%
HK$18,400
+HK$922/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$34,956/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,887
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,443
−HK$566/mo
Today · 4.125%
HK$19,009
baseline
▲ 0.50% · 4.625%
HK$20,165
+HK$1,156/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$38,018/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,899
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,433
−HK$541/mo
Today · 4.125%
HK$20,974
baseline
▲ 0.50% · 4.625%
HK$22,080
+HK$1,106/mo
Deposit HK$2.61M · loan HK$3.92M · min. income ≈ HK$41,948/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,868
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,517
−HK$660/mo
Today · 4.125%
HK$22,177
baseline
▲ 0.50% · 4.625%
HK$23,526
+HK$1,349/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,354/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,216
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,838
−HK$632/mo
Today · 4.125%
HK$24,470
baseline
▲ 0.50% · 4.625%
HK$25,760
+HK$1,290/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$48,940/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,830
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,665
−HK$848/mo
Today · 4.125%
HK$28,513
baseline
▲ 0.50% · 4.625%
HK$30,248
+HK$1,735/mo
Deposit HK$654K · loan HK$5.88M · min. income ≈ HK$57,026/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$188,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,849
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,649
−HK$812/mo
Today · 4.125%
HK$31,461
baseline
▲ 0.50% · 4.625%
HK$33,120
+HK$1,659/mo
Deposit HK$654K · loan HK$5.88M · min. income ≈ HK$62,922/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$188,688 · Scale 2, in force from 26 Feb 2026)