LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,059
−HK$9,348/mo
▼ 0.25% · 3.875%
HK$153,696
−HK$4,711/mo
Today · 4.125%
HK$158,407
baseline
▲ 0.50% · 4.625%
HK$168,045
+HK$9,638/mo
Deposit HK$32.68M · loan HK$32.68M · min. income ≈ HK$316,814/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$2,778,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,827
−HK$8,959/mo
▼ 0.25% · 3.875%
HK$170,274
−HK$4,512/mo
Today · 4.125%
HK$174,786
baseline
▲ 0.50% · 4.625%
HK$183,999
+HK$9,213/mo
Deposit HK$32.68M · loan HK$32.68M · min. income ≈ HK$349,572/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$2,778,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,871
−HK$11,217/mo
▼ 0.25% · 3.875%
HK$184,435
−HK$5,653/mo
Today · 4.125%
HK$190,088
baseline
▲ 0.50% · 4.625%
HK$201,654
+HK$11,566/mo
Deposit HK$26.15M · loan HK$39.22M · min. income ≈ HK$380,176/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,778,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,992
−HK$10,751/mo
▼ 0.25% · 3.875%
HK$204,329
−HK$5,414/mo
Today · 4.125%
HK$209,743
baseline
▲ 0.50% · 4.625%
HK$220,799
+HK$11,056/mo
Deposit HK$26.15M · loan HK$39.22M · min. income ≈ HK$419,486/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,778,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,683
−HK$13,086/mo
▼ 0.25% · 3.875%
HK$215,174
−HK$6,595/mo
Today · 4.125%
HK$221,769
baseline
▲ 0.50% · 4.625%
HK$235,263
+HK$13,494/mo
Deposit HK$19.61M · loan HK$45.76M · min. income ≈ HK$443,538/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,778,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,158
−HK$12,542/mo
▼ 0.25% · 3.875%
HK$238,384
−HK$6,316/mo
Today · 4.125%
HK$244,700
baseline
▲ 0.50% · 4.625%
HK$257,599
+HK$12,899/mo
Deposit HK$19.61M · loan HK$45.76M · min. income ≈ HK$489,400/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,778,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,307
−HK$16,825/mo
▼ 0.25% · 3.875%
HK$276,653
−HK$8,479/mo
Today · 4.125%
HK$285,132
baseline
▲ 0.50% · 4.625%
HK$302,481
+HK$17,349/mo
Deposit HK$6.54M · loan HK$58.83M · min. income ≈ HK$570,264/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,778,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,489
−HK$16,126/mo
▼ 0.25% · 3.875%
HK$306,494
−HK$8,121/mo
Today · 4.125%
HK$314,615
baseline
▲ 0.50% · 4.625%
HK$331,199
+HK$16,584/mo
Deposit HK$6.54M · loan HK$58.83M · min. income ≈ HK$629,230/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,778,205 · Scale 2, in force from 26 Feb 2026)