LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,908
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,371
−HK$471/mo
Today · 4.125%
HK$15,842
baseline
▲ 0.50% · 4.625%
HK$16,806
+HK$964/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,684/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,585
−HK$896/mo
▼ 0.25% · 3.875%
HK$17,029
−HK$452/mo
Today · 4.125%
HK$17,481
baseline
▲ 0.50% · 4.625%
HK$18,402
+HK$921/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$34,962/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,889
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,446
−HK$565/mo
Today · 4.125%
HK$19,011
baseline
▲ 0.50% · 4.625%
HK$20,168
+HK$1,157/mo
Deposit HK$2.62M · loan HK$3.92M · min. income ≈ HK$38,022/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,902
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,435
−HK$542/mo
Today · 4.125%
HK$20,977
baseline
▲ 0.50% · 4.625%
HK$22,082
+HK$1,105/mo
Deposit HK$2.62M · loan HK$3.92M · min. income ≈ HK$41,954/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,871
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,520
−HK$659/mo
Today · 4.125%
HK$22,179
baseline
▲ 0.50% · 4.625%
HK$23,529
+HK$1,350/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,358/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,218
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,841
−HK$632/mo
Today · 4.125%
HK$24,473
baseline
▲ 0.50% · 4.625%
HK$25,763
+HK$1,290/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$48,946/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,834
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,668
−HK$848/mo
Today · 4.125%
HK$28,516
baseline
▲ 0.50% · 4.625%
HK$30,252
+HK$1,736/mo
Deposit HK$654K · loan HK$5.88M · min. income ≈ HK$57,032/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$188,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,852
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,653
−HK$812/mo
Today · 4.125%
HK$31,465
baseline
▲ 0.50% · 4.625%
HK$33,124
+HK$1,659/mo
Deposit HK$654K · loan HK$5.88M · min. income ≈ HK$62,930/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$188,771 · Scale 2, in force from 26 Feb 2026)