LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,077
−HK$9,349/mo
▼ 0.25% · 3.875%
HK$153,714
−HK$4,712/mo
Today · 4.125%
HK$158,426
baseline
▲ 0.50% · 4.625%
HK$168,065
+HK$9,639/mo
Deposit HK$32.69M · loan HK$32.69M · min. income ≈ HK$316,852/mo (50% DSR)
Upfront cash ≈ HK$35.47M (deposit + AVD stamp duty HK$2,778,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,847
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$170,295
−HK$4,512/mo
Today · 4.125%
HK$174,807
baseline
▲ 0.50% · 4.625%
HK$184,021
+HK$9,214/mo
Deposit HK$32.69M · loan HK$32.69M · min. income ≈ HK$349,614/mo (50% DSR)
Upfront cash ≈ HK$35.47M (deposit + AVD stamp duty HK$2,778,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,893
−HK$11,218/mo
▼ 0.25% · 3.875%
HK$184,457
−HK$5,654/mo
Today · 4.125%
HK$190,111
baseline
▲ 0.50% · 4.625%
HK$201,679
+HK$11,568/mo
Deposit HK$26.15M · loan HK$39.23M · min. income ≈ HK$380,222/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,778,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,016
−HK$10,753/mo
▼ 0.25% · 3.875%
HK$204,354
−HK$5,415/mo
Today · 4.125%
HK$209,769
baseline
▲ 0.50% · 4.625%
HK$220,826
+HK$11,057/mo
Deposit HK$26.15M · loan HK$39.23M · min. income ≈ HK$419,538/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,778,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,708
−HK$13,088/mo
▼ 0.25% · 3.875%
HK$215,200
−HK$6,596/mo
Today · 4.125%
HK$221,796
baseline
▲ 0.50% · 4.625%
HK$235,292
+HK$13,496/mo
Deposit HK$19.61M · loan HK$45.76M · min. income ≈ HK$443,592/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,778,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,186
−HK$12,544/mo
▼ 0.25% · 3.875%
HK$238,413
−HK$6,317/mo
Today · 4.125%
HK$244,730
baseline
▲ 0.50% · 4.625%
HK$257,630
+HK$12,900/mo
Deposit HK$19.61M · loan HK$45.76M · min. income ≈ HK$489,460/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,778,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,339
−HK$16,827/mo
▼ 0.25% · 3.875%
HK$276,686
−HK$8,480/mo
Today · 4.125%
HK$285,166
baseline
▲ 0.50% · 4.625%
HK$302,518
+HK$17,352/mo
Deposit HK$6.54M · loan HK$58.84M · min. income ≈ HK$570,332/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,778,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,524
−HK$16,129/mo
▼ 0.25% · 3.875%
HK$306,531
−HK$8,122/mo
Today · 4.125%
HK$314,653
baseline
▲ 0.50% · 4.625%
HK$331,239
+HK$16,586/mo
Deposit HK$6.54M · loan HK$58.84M · min. income ≈ HK$629,306/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,778,539 · Scale 2, in force from 26 Feb 2026)