LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,081
−HK$9,348/mo
▼ 0.25% · 3.875%
HK$153,718
−HK$4,711/mo
Today · 4.125%
HK$158,429
baseline
▲ 0.50% · 4.625%
HK$168,069
+HK$9,640/mo
Deposit HK$32.69M · loan HK$32.69M · min. income ≈ HK$316,858/mo (50% DSR)
Upfront cash ≈ HK$35.47M (deposit + AVD stamp duty HK$2,778,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,851
−HK$8,960/mo
▼ 0.25% · 3.875%
HK$170,299
−HK$4,512/mo
Today · 4.125%
HK$174,811
baseline
▲ 0.50% · 4.625%
HK$184,025
+HK$9,214/mo
Deposit HK$32.69M · loan HK$32.69M · min. income ≈ HK$349,622/mo (50% DSR)
Upfront cash ≈ HK$35.47M (deposit + AVD stamp duty HK$2,778,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,897
−HK$11,218/mo
▼ 0.25% · 3.875%
HK$184,461
−HK$5,654/mo
Today · 4.125%
HK$190,115
baseline
▲ 0.50% · 4.625%
HK$201,683
+HK$11,568/mo
Deposit HK$26.15M · loan HK$39.23M · min. income ≈ HK$380,230/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,778,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,021
−HK$10,752/mo
▼ 0.25% · 3.875%
HK$204,358
−HK$5,415/mo
Today · 4.125%
HK$209,773
baseline
▲ 0.50% · 4.625%
HK$220,831
+HK$11,058/mo
Deposit HK$26.15M · loan HK$39.23M · min. income ≈ HK$419,546/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,778,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,713
−HK$13,088/mo
▼ 0.25% · 3.875%
HK$215,205
−HK$6,596/mo
Today · 4.125%
HK$221,801
baseline
▲ 0.50% · 4.625%
HK$235,297
+HK$13,496/mo
Deposit HK$19.61M · loan HK$45.77M · min. income ≈ HK$443,602/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,778,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,191
−HK$12,544/mo
▼ 0.25% · 3.875%
HK$238,418
−HK$6,317/mo
Today · 4.125%
HK$244,735
baseline
▲ 0.50% · 4.625%
HK$257,636
+HK$12,901/mo
Deposit HK$19.61M · loan HK$45.77M · min. income ≈ HK$489,470/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,778,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,345
−HK$16,828/mo
▼ 0.25% · 3.875%
HK$276,692
−HK$8,481/mo
Today · 4.125%
HK$285,173
baseline
▲ 0.50% · 4.625%
HK$302,525
+HK$17,352/mo
Deposit HK$6.54M · loan HK$58.84M · min. income ≈ HK$570,346/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,778,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,531
−HK$16,129/mo
▼ 0.25% · 3.875%
HK$306,537
−HK$8,123/mo
Today · 4.125%
HK$314,660
baseline
▲ 0.50% · 4.625%
HK$331,246
+HK$16,586/mo
Deposit HK$6.54M · loan HK$58.84M · min. income ≈ HK$629,320/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,778,601 · Scale 2, in force from 26 Feb 2026)