LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,084
−HK$9,349/mo
▼ 0.25% · 3.875%
HK$153,721
−HK$4,712/mo
Today · 4.125%
HK$158,433
baseline
▲ 0.50% · 4.625%
HK$168,073
+HK$9,640/mo
Deposit HK$32.69M · loan HK$32.69M · min. income ≈ HK$316,866/mo (50% DSR)
Upfront cash ≈ HK$35.47M (deposit + AVD stamp duty HK$2,778,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,854
−HK$8,961/mo
▼ 0.25% · 3.875%
HK$170,302
−HK$4,513/mo
Today · 4.125%
HK$174,815
baseline
▲ 0.50% · 4.625%
HK$184,029
+HK$9,214/mo
Deposit HK$32.69M · loan HK$32.69M · min. income ≈ HK$349,630/mo (50% DSR)
Upfront cash ≈ HK$35.47M (deposit + AVD stamp duty HK$2,778,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,900
−HK$11,219/mo
▼ 0.25% · 3.875%
HK$184,465
−HK$5,654/mo
Today · 4.125%
HK$190,119
baseline
▲ 0.50% · 4.625%
HK$201,687
+HK$11,568/mo
Deposit HK$26.15M · loan HK$39.23M · min. income ≈ HK$380,238/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,778,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,025
−HK$10,753/mo
▼ 0.25% · 3.875%
HK$204,363
−HK$5,415/mo
Today · 4.125%
HK$209,778
baseline
▲ 0.50% · 4.625%
HK$220,835
+HK$11,057/mo
Deposit HK$26.15M · loan HK$39.23M · min. income ≈ HK$419,556/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,778,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,717
−HK$13,089/mo
▼ 0.25% · 3.875%
HK$215,209
−HK$6,597/mo
Today · 4.125%
HK$221,806
baseline
▲ 0.50% · 4.625%
HK$235,302
+HK$13,496/mo
Deposit HK$19.61M · loan HK$45.77M · min. income ≈ HK$443,612/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,778,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,196
−HK$12,545/mo
▼ 0.25% · 3.875%
HK$238,423
−HK$6,318/mo
Today · 4.125%
HK$244,741
baseline
▲ 0.50% · 4.625%
HK$257,641
+HK$12,900/mo
Deposit HK$19.61M · loan HK$45.77M · min. income ≈ HK$489,482/mo (50% DSR)
Upfront cash ≈ HK$22.39M (deposit + AVD stamp duty HK$2,778,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,351
−HK$16,828/mo
▼ 0.25% · 3.875%
HK$276,698
−HK$8,481/mo
Today · 4.125%
HK$285,179
baseline
▲ 0.50% · 4.625%
HK$302,531
+HK$17,352/mo
Deposit HK$6.54M · loan HK$58.84M · min. income ≈ HK$570,358/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,778,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,537
−HK$16,129/mo
▼ 0.25% · 3.875%
HK$306,544
−HK$8,122/mo
Today · 4.125%
HK$314,666
baseline
▲ 0.50% · 4.625%
HK$331,253
+HK$16,587/mo
Deposit HK$6.54M · loan HK$58.84M · min. income ≈ HK$629,332/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,778,660 · Scale 2, in force from 26 Feb 2026)