LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,100
−HK$9,350/mo
▼ 0.25% · 3.875%
HK$153,738
−HK$4,712/mo
Today · 4.125%
HK$158,450
baseline
▲ 0.50% · 4.625%
HK$168,091
+HK$9,641/mo
Deposit HK$32.69M · loan HK$32.69M · min. income ≈ HK$316,900/mo (50% DSR)
Upfront cash ≈ HK$35.47M (deposit + AVD stamp duty HK$2,778,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,872
−HK$8,962/mo
▼ 0.25% · 3.875%
HK$170,321
−HK$4,513/mo
Today · 4.125%
HK$174,834
baseline
▲ 0.50% · 4.625%
HK$184,050
+HK$9,216/mo
Deposit HK$32.69M · loan HK$32.69M · min. income ≈ HK$349,668/mo (50% DSR)
Upfront cash ≈ HK$35.47M (deposit + AVD stamp duty HK$2,778,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$178,920
−HK$11,220/mo
▼ 0.25% · 3.875%
HK$184,486
−HK$5,654/mo
Today · 4.125%
HK$190,140
baseline
▲ 0.50% · 4.625%
HK$201,710
+HK$11,570/mo
Deposit HK$26.15M · loan HK$39.23M · min. income ≈ HK$380,280/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,778,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,047
−HK$10,754/mo
▼ 0.25% · 3.875%
HK$204,385
−HK$5,416/mo
Today · 4.125%
HK$209,801
baseline
▲ 0.50% · 4.625%
HK$220,860
+HK$11,059/mo
Deposit HK$26.15M · loan HK$39.23M · min. income ≈ HK$419,602/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,778,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,740
−HK$13,090/mo
▼ 0.25% · 3.875%
HK$215,233
−HK$6,597/mo
Today · 4.125%
HK$221,830
baseline
▲ 0.50% · 4.625%
HK$235,328
+HK$13,498/mo
Deposit HK$19.62M · loan HK$45.77M · min. income ≈ HK$443,660/mo (50% DSR)
Upfront cash ≈ HK$22.40M (deposit + AVD stamp duty HK$2,778,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,221
−HK$12,547/mo
▼ 0.25% · 3.875%
HK$238,449
−HK$6,319/mo
Today · 4.125%
HK$244,768
baseline
▲ 0.50% · 4.625%
HK$257,670
+HK$12,902/mo
Deposit HK$19.62M · loan HK$45.77M · min. income ≈ HK$489,536/mo (50% DSR)
Upfront cash ≈ HK$22.40M (deposit + AVD stamp duty HK$2,778,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,380
−HK$16,830/mo
▼ 0.25% · 3.875%
HK$276,728
−HK$8,482/mo
Today · 4.125%
HK$285,210
baseline
▲ 0.50% · 4.625%
HK$302,564
+HK$17,354/mo
Deposit HK$6.54M · loan HK$58.85M · min. income ≈ HK$570,420/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,778,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,570
−HK$16,131/mo
▼ 0.25% · 3.875%
HK$306,578
−HK$8,123/mo
Today · 4.125%
HK$314,701
baseline
▲ 0.50% · 4.625%
HK$331,290
+HK$16,589/mo
Deposit HK$6.54M · loan HK$58.85M · min. income ≈ HK$629,402/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,778,967 · Scale 2, in force from 26 Feb 2026)