LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,914
−HK$935/mo
▼ 0.25% · 3.875%
HK$15,378
−HK$471/mo
Today · 4.125%
HK$15,849
baseline
▲ 0.50% · 4.625%
HK$16,813
+HK$964/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,698/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,591
−HK$897/mo
▼ 0.25% · 3.875%
HK$17,036
−HK$452/mo
Today · 4.125%
HK$17,488
baseline
▲ 0.50% · 4.625%
HK$18,410
+HK$922/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$34,976/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,896
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,453
−HK$566/mo
Today · 4.125%
HK$19,019
baseline
▲ 0.50% · 4.625%
HK$20,176
+HK$1,157/mo
Deposit HK$2.62M · loan HK$3.92M · min. income ≈ HK$38,038/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,910
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,444
−HK$541/mo
Today · 4.125%
HK$20,985
baseline
▲ 0.50% · 4.625%
HK$22,091
+HK$1,106/mo
Deposit HK$2.62M · loan HK$3.92M · min. income ≈ HK$41,970/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,879
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,529
−HK$660/mo
Today · 4.125%
HK$22,189
baseline
▲ 0.50% · 4.625%
HK$23,539
+HK$1,350/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,378/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,228
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,851
−HK$632/mo
Today · 4.125%
HK$24,483
baseline
▲ 0.50% · 4.625%
HK$25,773
+HK$1,290/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$48,966/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,845
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,680
−HK$848/mo
Today · 4.125%
HK$28,528
baseline
▲ 0.50% · 4.625%
HK$30,264
+HK$1,736/mo
Deposit HK$654K · loan HK$5.89M · min. income ≈ HK$57,056/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$189,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,865
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,665
−HK$813/mo
Today · 4.125%
HK$31,478
baseline
▲ 0.50% · 4.625%
HK$33,137
+HK$1,659/mo
Deposit HK$654K · loan HK$5.89M · min. income ≈ HK$62,956/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$189,039 · Scale 2, in force from 26 Feb 2026)