LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,916
−HK$935/mo
▼ 0.25% · 3.875%
HK$15,380
−HK$471/mo
Today · 4.125%
HK$15,851
baseline
▲ 0.50% · 4.625%
HK$16,816
+HK$965/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,702/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,594
−HK$896/mo
▼ 0.25% · 3.875%
HK$17,039
−HK$451/mo
Today · 4.125%
HK$17,490
baseline
▲ 0.50% · 4.625%
HK$18,412
+HK$922/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$34,980/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,899
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,456
−HK$566/mo
Today · 4.125%
HK$19,022
baseline
▲ 0.50% · 4.625%
HK$20,179
+HK$1,157/mo
Deposit HK$2.62M · loan HK$3.92M · min. income ≈ HK$38,044/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,913
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,447
−HK$541/mo
Today · 4.125%
HK$20,988
baseline
▲ 0.50% · 4.625%
HK$22,095
+HK$1,107/mo
Deposit HK$2.62M · loan HK$3.92M · min. income ≈ HK$41,976/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,882
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,532
−HK$660/mo
Today · 4.125%
HK$22,192
baseline
▲ 0.50% · 4.625%
HK$23,542
+HK$1,350/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,384/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,231
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,854
−HK$633/mo
Today · 4.125%
HK$24,487
baseline
▲ 0.50% · 4.625%
HK$25,777
+HK$1,290/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$48,974/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,849
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,684
−HK$848/mo
Today · 4.125%
HK$28,532
baseline
▲ 0.50% · 4.625%
HK$30,269
+HK$1,737/mo
Deposit HK$654K · loan HK$5.89M · min. income ≈ HK$57,064/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$189,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,869
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,670
−HK$813/mo
Today · 4.125%
HK$31,483
baseline
▲ 0.50% · 4.625%
HK$33,142
+HK$1,659/mo
Deposit HK$654K · loan HK$5.89M · min. income ≈ HK$62,966/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$189,137 · Scale 2, in force from 26 Feb 2026)