LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,170
−HK$9,355/mo
▼ 0.25% · 3.875%
HK$153,810
−HK$4,715/mo
Today · 4.125%
HK$158,525
baseline
▲ 0.50% · 4.625%
HK$168,171
+HK$9,646/mo
Deposit HK$32.71M · loan HK$32.71M · min. income ≈ HK$317,050/mo (50% DSR)
Upfront cash ≈ HK$35.49M (deposit + AVD stamp duty HK$2,780,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,951
−HK$8,965/mo
▼ 0.25% · 3.875%
HK$170,401
−HK$4,515/mo
Today · 4.125%
HK$174,916
baseline
▲ 0.50% · 4.625%
HK$184,136
+HK$9,220/mo
Deposit HK$32.71M · loan HK$32.71M · min. income ≈ HK$349,832/mo (50% DSR)
Upfront cash ≈ HK$35.49M (deposit + AVD stamp duty HK$2,780,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,004
−HK$11,226/mo
▼ 0.25% · 3.875%
HK$184,573
−HK$5,657/mo
Today · 4.125%
HK$190,230
baseline
▲ 0.50% · 4.625%
HK$201,805
+HK$11,575/mo
Deposit HK$26.17M · loan HK$39.25M · min. income ≈ HK$380,460/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$2,780,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,141
−HK$10,759/mo
▼ 0.25% · 3.875%
HK$204,482
−HK$5,418/mo
Today · 4.125%
HK$209,900
baseline
▲ 0.50% · 4.625%
HK$220,964
+HK$11,064/mo
Deposit HK$26.17M · loan HK$39.25M · min. income ≈ HK$419,800/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$2,780,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,839
−HK$13,096/mo
▼ 0.25% · 3.875%
HK$215,335
−HK$6,600/mo
Today · 4.125%
HK$221,935
baseline
▲ 0.50% · 4.625%
HK$235,439
+HK$13,504/mo
Deposit HK$19.63M · loan HK$45.79M · min. income ≈ HK$443,870/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,780,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,331
−HK$12,552/mo
▼ 0.25% · 3.875%
HK$238,562
−HK$6,321/mo
Today · 4.125%
HK$244,883
baseline
▲ 0.50% · 4.625%
HK$257,791
+HK$12,908/mo
Deposit HK$19.63M · loan HK$45.79M · min. income ≈ HK$489,766/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,780,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,507
−HK$16,837/mo
▼ 0.25% · 3.875%
HK$276,859
−HK$8,485/mo
Today · 4.125%
HK$285,344
baseline
▲ 0.50% · 4.625%
HK$302,707
+HK$17,363/mo
Deposit HK$6.54M · loan HK$58.88M · min. income ≈ HK$570,688/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,780,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,711
−HK$16,138/mo
▼ 0.25% · 3.875%
HK$306,722
−HK$8,127/mo
Today · 4.125%
HK$314,849
baseline
▲ 0.50% · 4.625%
HK$331,446
+HK$16,597/mo
Deposit HK$6.54M · loan HK$58.88M · min. income ≈ HK$629,698/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,780,276 · Scale 2, in force from 26 Feb 2026)