LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,183
−HK$9,355/mo
▼ 0.25% · 3.875%
HK$153,824
−HK$4,714/mo
Today · 4.125%
HK$158,538
baseline
▲ 0.50% · 4.625%
HK$168,185
+HK$9,647/mo
Deposit HK$32.71M · loan HK$32.71M · min. income ≈ HK$317,076/mo (50% DSR)
Upfront cash ≈ HK$35.49M (deposit + AVD stamp duty HK$2,780,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,965
−HK$8,966/mo
▼ 0.25% · 3.875%
HK$170,416
−HK$4,515/mo
Today · 4.125%
HK$174,931
baseline
▲ 0.50% · 4.625%
HK$184,152
+HK$9,221/mo
Deposit HK$32.71M · loan HK$32.71M · min. income ≈ HK$349,862/mo (50% DSR)
Upfront cash ≈ HK$35.49M (deposit + AVD stamp duty HK$2,780,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,020
−HK$11,226/mo
▼ 0.25% · 3.875%
HK$184,588
−HK$5,658/mo
Today · 4.125%
HK$190,246
baseline
▲ 0.50% · 4.625%
HK$201,822
+HK$11,576/mo
Deposit HK$26.17M · loan HK$39.25M · min. income ≈ HK$380,492/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$2,780,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,158
−HK$10,760/mo
▼ 0.25% · 3.875%
HK$204,499
−HK$5,419/mo
Today · 4.125%
HK$209,918
baseline
▲ 0.50% · 4.625%
HK$220,983
+HK$11,065/mo
Deposit HK$26.17M · loan HK$39.25M · min. income ≈ HK$419,836/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$2,780,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,856
−HK$13,098/mo
▼ 0.25% · 3.875%
HK$215,353
−HK$6,601/mo
Today · 4.125%
HK$221,954
baseline
▲ 0.50% · 4.625%
HK$235,459
+HK$13,505/mo
Deposit HK$19.63M · loan HK$45.80M · min. income ≈ HK$443,908/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,780,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,351
−HK$12,553/mo
▼ 0.25% · 3.875%
HK$238,582
−HK$6,322/mo
Today · 4.125%
HK$244,904
baseline
▲ 0.50% · 4.625%
HK$257,813
+HK$12,909/mo
Deposit HK$19.63M · loan HK$45.80M · min. income ≈ HK$489,808/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,780,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,530
−HK$16,839/mo
▼ 0.25% · 3.875%
HK$276,882
−HK$8,487/mo
Today · 4.125%
HK$285,369
baseline
▲ 0.50% · 4.625%
HK$302,733
+HK$17,364/mo
Deposit HK$6.54M · loan HK$58.88M · min. income ≈ HK$570,738/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,780,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,737
−HK$16,139/mo
▼ 0.25% · 3.875%
HK$306,748
−HK$8,128/mo
Today · 4.125%
HK$314,876
baseline
▲ 0.50% · 4.625%
HK$331,474
+HK$16,598/mo
Deposit HK$6.54M · loan HK$58.88M · min. income ≈ HK$629,752/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,780,513 · Scale 2, in force from 26 Feb 2026)