LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,918
−HK$936/mo
▼ 0.25% · 3.875%
HK$15,382
−HK$472/mo
Today · 4.125%
HK$15,854
baseline
▲ 0.50% · 4.625%
HK$16,819
+HK$965/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,708/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,597
−HK$896/mo
▼ 0.25% · 3.875%
HK$17,042
−HK$451/mo
Today · 4.125%
HK$17,493
baseline
▲ 0.50% · 4.625%
HK$18,415
+HK$922/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$34,986/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,902
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,459
−HK$566/mo
Today · 4.125%
HK$19,025
baseline
▲ 0.50% · 4.625%
HK$20,182
+HK$1,157/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$38,050/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,916
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,450
−HK$542/mo
Today · 4.125%
HK$20,992
baseline
▲ 0.50% · 4.625%
HK$22,098
+HK$1,106/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$41,984/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,886
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,535
−HK$660/mo
Today · 4.125%
HK$22,195
baseline
▲ 0.50% · 4.625%
HK$23,546
+HK$1,351/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,390/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,235
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,858
−HK$632/mo
Today · 4.125%
HK$24,490
baseline
▲ 0.50% · 4.625%
HK$25,781
+HK$1,291/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$48,980/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,853
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,688
−HK$849/mo
Today · 4.125%
HK$28,537
baseline
▲ 0.50% · 4.625%
HK$30,273
+HK$1,736/mo
Deposit HK$654K · loan HK$5.89M · min. income ≈ HK$57,074/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$189,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,874
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,675
−HK$813/mo
Today · 4.125%
HK$31,488
baseline
▲ 0.50% · 4.625%
HK$33,147
+HK$1,659/mo
Deposit HK$654K · loan HK$5.89M · min. income ≈ HK$62,976/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$189,240 · Scale 2, in force from 26 Feb 2026)