LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,189
−HK$9,355/mo
▼ 0.25% · 3.875%
HK$153,829
−HK$4,715/mo
Today · 4.125%
HK$158,544
baseline
▲ 0.50% · 4.625%
HK$168,191
+HK$9,647/mo
Deposit HK$32.71M · loan HK$32.71M · min. income ≈ HK$317,088/mo (50% DSR)
Upfront cash ≈ HK$35.49M (deposit + AVD stamp duty HK$2,780,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,971
−HK$8,967/mo
▼ 0.25% · 3.875%
HK$170,422
−HK$4,516/mo
Today · 4.125%
HK$174,938
baseline
▲ 0.50% · 4.625%
HK$184,159
+HK$9,221/mo
Deposit HK$32.71M · loan HK$32.71M · min. income ≈ HK$349,876/mo (50% DSR)
Upfront cash ≈ HK$35.49M (deposit + AVD stamp duty HK$2,780,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,026
−HK$11,227/mo
▼ 0.25% · 3.875%
HK$184,595
−HK$5,658/mo
Today · 4.125%
HK$190,253
baseline
▲ 0.50% · 4.625%
HK$201,829
+HK$11,576/mo
Deposit HK$26.17M · loan HK$39.26M · min. income ≈ HK$380,506/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$2,780,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,165
−HK$10,760/mo
▼ 0.25% · 3.875%
HK$204,507
−HK$5,418/mo
Today · 4.125%
HK$209,925
baseline
▲ 0.50% · 4.625%
HK$220,991
+HK$11,066/mo
Deposit HK$26.17M · loan HK$39.26M · min. income ≈ HK$419,850/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$2,780,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,864
−HK$13,098/mo
▼ 0.25% · 3.875%
HK$215,361
−HK$6,601/mo
Today · 4.125%
HK$221,962
baseline
▲ 0.50% · 4.625%
HK$235,468
+HK$13,506/mo
Deposit HK$19.63M · loan HK$45.80M · min. income ≈ HK$443,924/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,780,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,359
−HK$12,554/mo
▼ 0.25% · 3.875%
HK$238,591
−HK$6,322/mo
Today · 4.125%
HK$244,913
baseline
▲ 0.50% · 4.625%
HK$257,823
+HK$12,910/mo
Deposit HK$19.63M · loan HK$45.80M · min. income ≈ HK$489,826/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,780,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,540
−HK$16,840/mo
▼ 0.25% · 3.875%
HK$276,893
−HK$8,487/mo
Today · 4.125%
HK$285,380
baseline
▲ 0.50% · 4.625%
HK$302,744
+HK$17,364/mo
Deposit HK$6.54M · loan HK$58.88M · min. income ≈ HK$570,760/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,780,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,748
−HK$16,140/mo
▼ 0.25% · 3.875%
HK$306,760
−HK$8,128/mo
Today · 4.125%
HK$314,888
baseline
▲ 0.50% · 4.625%
HK$331,486
+HK$16,598/mo
Deposit HK$6.54M · loan HK$58.88M · min. income ≈ HK$629,776/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,780,618 · Scale 2, in force from 26 Feb 2026)