LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,199
−HK$9,356/mo
▼ 0.25% · 3.875%
HK$153,839
−HK$4,716/mo
Today · 4.125%
HK$158,555
baseline
▲ 0.50% · 4.625%
HK$168,202
+HK$9,647/mo
Deposit HK$32.72M · loan HK$32.72M · min. income ≈ HK$317,110/mo (50% DSR)
Upfront cash ≈ HK$35.50M (deposit + AVD stamp duty HK$2,780,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,982
−HK$8,967/mo
▼ 0.25% · 3.875%
HK$170,433
−HK$4,516/mo
Today · 4.125%
HK$174,949
baseline
▲ 0.50% · 4.625%
HK$184,171
+HK$9,222/mo
Deposit HK$32.72M · loan HK$32.72M · min. income ≈ HK$349,898/mo (50% DSR)
Upfront cash ≈ HK$35.50M (deposit + AVD stamp duty HK$2,780,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,038
−HK$11,228/mo
▼ 0.25% · 3.875%
HK$184,607
−HK$5,659/mo
Today · 4.125%
HK$190,266
baseline
▲ 0.50% · 4.625%
HK$201,843
+HK$11,577/mo
Deposit HK$26.17M · loan HK$39.26M · min. income ≈ HK$380,532/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$2,780,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,178
−HK$10,761/mo
▼ 0.25% · 3.875%
HK$204,520
−HK$5,419/mo
Today · 4.125%
HK$209,939
baseline
▲ 0.50% · 4.625%
HK$221,005
+HK$11,066/mo
Deposit HK$26.17M · loan HK$39.26M · min. income ≈ HK$419,878/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$2,780,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,878
−HK$13,098/mo
▼ 0.25% · 3.875%
HK$215,375
−HK$6,601/mo
Today · 4.125%
HK$221,976
baseline
▲ 0.50% · 4.625%
HK$235,483
+HK$13,507/mo
Deposit HK$19.63M · loan HK$45.80M · min. income ≈ HK$443,952/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,780,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,375
−HK$12,554/mo
▼ 0.25% · 3.875%
HK$238,607
−HK$6,322/mo
Today · 4.125%
HK$244,929
baseline
▲ 0.50% · 4.625%
HK$257,840
+HK$12,911/mo
Deposit HK$19.63M · loan HK$45.80M · min. income ≈ HK$489,858/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,780,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,557
−HK$16,841/mo
▼ 0.25% · 3.875%
HK$276,911
−HK$8,487/mo
Today · 4.125%
HK$285,398
baseline
▲ 0.50% · 4.625%
HK$302,764
+HK$17,366/mo
Deposit HK$6.54M · loan HK$58.89M · min. income ≈ HK$570,796/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,780,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,767
−HK$16,142/mo
▼ 0.25% · 3.875%
HK$306,780
−HK$8,129/mo
Today · 4.125%
HK$314,909
baseline
▲ 0.50% · 4.625%
HK$331,508
+HK$16,599/mo
Deposit HK$6.54M · loan HK$58.89M · min. income ≈ HK$629,818/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,780,801 · Scale 2, in force from 26 Feb 2026)