LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,212
−HK$9,357/mo
▼ 0.25% · 3.875%
HK$153,854
−HK$4,715/mo
Today · 4.125%
HK$158,569
baseline
▲ 0.50% · 4.625%
HK$168,218
+HK$9,649/mo
Deposit HK$32.72M · loan HK$32.72M · min. income ≈ HK$317,138/mo (50% DSR)
Upfront cash ≈ HK$35.50M (deposit + AVD stamp duty HK$2,781,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,997
−HK$8,969/mo
▼ 0.25% · 3.875%
HK$170,449
−HK$4,517/mo
Today · 4.125%
HK$174,966
baseline
▲ 0.50% · 4.625%
HK$184,188
+HK$9,222/mo
Deposit HK$32.72M · loan HK$32.72M · min. income ≈ HK$349,932/mo (50% DSR)
Upfront cash ≈ HK$35.50M (deposit + AVD stamp duty HK$2,781,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,055
−HK$11,228/mo
▼ 0.25% · 3.875%
HK$184,624
−HK$5,659/mo
Today · 4.125%
HK$190,283
baseline
▲ 0.50% · 4.625%
HK$201,861
+HK$11,578/mo
Deposit HK$26.17M · loan HK$39.26M · min. income ≈ HK$380,566/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$2,781,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,197
−HK$10,762/mo
▼ 0.25% · 3.875%
HK$204,539
−HK$5,420/mo
Today · 4.125%
HK$209,959
baseline
▲ 0.50% · 4.625%
HK$221,026
+HK$11,067/mo
Deposit HK$26.17M · loan HK$39.26M · min. income ≈ HK$419,918/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$2,781,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,897
−HK$13,100/mo
▼ 0.25% · 3.875%
HK$215,395
−HK$6,602/mo
Today · 4.125%
HK$221,997
baseline
▲ 0.50% · 4.625%
HK$235,505
+HK$13,508/mo
Deposit HK$19.63M · loan HK$45.81M · min. income ≈ HK$443,994/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,781,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,396
−HK$12,556/mo
▼ 0.25% · 3.875%
HK$238,629
−HK$6,323/mo
Today · 4.125%
HK$244,952
baseline
▲ 0.50% · 4.625%
HK$257,864
+HK$12,912/mo
Deposit HK$19.63M · loan HK$45.81M · min. income ≈ HK$489,904/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,781,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,582
−HK$16,843/mo
▼ 0.25% · 3.875%
HK$276,937
−HK$8,488/mo
Today · 4.125%
HK$285,425
baseline
▲ 0.50% · 4.625%
HK$302,792
+HK$17,367/mo
Deposit HK$6.54M · loan HK$58.89M · min. income ≈ HK$570,850/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,781,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,795
−HK$16,143/mo
▼ 0.25% · 3.875%
HK$306,809
−HK$8,129/mo
Today · 4.125%
HK$314,938
baseline
▲ 0.50% · 4.625%
HK$331,539
+HK$16,601/mo
Deposit HK$6.54M · loan HK$58.89M · min. income ≈ HK$629,876/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$2,781,059 · Scale 2, in force from 26 Feb 2026)