LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,221
−HK$9,357/mo
▼ 0.25% · 3.875%
HK$153,862
−HK$4,716/mo
Today · 4.125%
HK$158,578
baseline
▲ 0.50% · 4.625%
HK$168,227
+HK$9,649/mo
Deposit HK$32.72M · loan HK$32.72M · min. income ≈ HK$317,156/mo (50% DSR)
Upfront cash ≈ HK$35.50M (deposit + AVD stamp duty HK$2,781,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,006
−HK$8,969/mo
▼ 0.25% · 3.875%
HK$170,459
−HK$4,516/mo
Today · 4.125%
HK$174,975
baseline
▲ 0.50% · 4.625%
HK$184,198
+HK$9,223/mo
Deposit HK$32.72M · loan HK$32.72M · min. income ≈ HK$349,950/mo (50% DSR)
Upfront cash ≈ HK$35.50M (deposit + AVD stamp duty HK$2,781,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,065
−HK$11,229/mo
▼ 0.25% · 3.875%
HK$184,635
−HK$5,659/mo
Today · 4.125%
HK$190,294
baseline
▲ 0.50% · 4.625%
HK$201,873
+HK$11,579/mo
Deposit HK$26.18M · loan HK$39.26M · min. income ≈ HK$380,588/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$2,781,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,208
−HK$10,762/mo
▼ 0.25% · 3.875%
HK$204,550
−HK$5,420/mo
Today · 4.125%
HK$209,970
baseline
▲ 0.50% · 4.625%
HK$221,038
+HK$11,068/mo
Deposit HK$26.18M · loan HK$39.26M · min. income ≈ HK$419,940/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$2,781,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,909
−HK$13,100/mo
▼ 0.25% · 3.875%
HK$215,407
−HK$6,602/mo
Today · 4.125%
HK$222,009
baseline
▲ 0.50% · 4.625%
HK$235,518
+HK$13,509/mo
Deposit HK$19.63M · loan HK$45.81M · min. income ≈ HK$444,018/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,781,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,409
−HK$12,556/mo
▼ 0.25% · 3.875%
HK$238,642
−HK$6,323/mo
Today · 4.125%
HK$244,965
baseline
▲ 0.50% · 4.625%
HK$257,878
+HK$12,913/mo
Deposit HK$19.63M · loan HK$45.81M · min. income ≈ HK$489,930/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,781,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,597
−HK$16,844/mo
▼ 0.25% · 3.875%
HK$276,952
−HK$8,489/mo
Today · 4.125%
HK$285,441
baseline
▲ 0.50% · 4.625%
HK$302,809
+HK$17,368/mo
Deposit HK$6.54M · loan HK$58.90M · min. income ≈ HK$570,882/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,781,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,812
−HK$16,143/mo
▼ 0.25% · 3.875%
HK$306,826
−HK$8,129/mo
Today · 4.125%
HK$314,955
baseline
▲ 0.50% · 4.625%
HK$331,557
+HK$16,602/mo
Deposit HK$6.54M · loan HK$58.90M · min. income ≈ HK$629,910/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,781,213 · Scale 2, in force from 26 Feb 2026)