LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,229
−HK$9,358/mo
▼ 0.25% · 3.875%
HK$153,871
−HK$4,716/mo
Today · 4.125%
HK$158,587
baseline
▲ 0.50% · 4.625%
HK$168,236
+HK$9,649/mo
Deposit HK$32.72M · loan HK$32.72M · min. income ≈ HK$317,174/mo (50% DSR)
Upfront cash ≈ HK$35.50M (deposit + AVD stamp duty HK$2,781,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,015
−HK$8,970/mo
▼ 0.25% · 3.875%
HK$170,468
−HK$4,517/mo
Today · 4.125%
HK$174,985
baseline
▲ 0.50% · 4.625%
HK$184,208
+HK$9,223/mo
Deposit HK$32.72M · loan HK$32.72M · min. income ≈ HK$349,970/mo (50% DSR)
Upfront cash ≈ HK$35.50M (deposit + AVD stamp duty HK$2,781,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,074
−HK$11,230/mo
▼ 0.25% · 3.875%
HK$184,645
−HK$5,659/mo
Today · 4.125%
HK$190,304
baseline
▲ 0.50% · 4.625%
HK$201,883
+HK$11,579/mo
Deposit HK$26.18M · loan HK$39.27M · min. income ≈ HK$380,608/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$2,781,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,218
−HK$10,764/mo
▼ 0.25% · 3.875%
HK$204,561
−HK$5,421/mo
Today · 4.125%
HK$209,982
baseline
▲ 0.50% · 4.625%
HK$221,050
+HK$11,068/mo
Deposit HK$26.18M · loan HK$39.27M · min. income ≈ HK$419,964/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$2,781,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,920
−HK$13,101/mo
▼ 0.25% · 3.875%
HK$215,419
−HK$6,602/mo
Today · 4.125%
HK$222,021
baseline
▲ 0.50% · 4.625%
HK$235,531
+HK$13,510/mo
Deposit HK$19.63M · loan HK$45.81M · min. income ≈ HK$444,042/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,781,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,422
−HK$12,557/mo
▼ 0.25% · 3.875%
HK$238,655
−HK$6,324/mo
Today · 4.125%
HK$244,979
baseline
▲ 0.50% · 4.625%
HK$257,892
+HK$12,913/mo
Deposit HK$19.63M · loan HK$45.81M · min. income ≈ HK$489,958/mo (50% DSR)
Upfront cash ≈ HK$22.41M (deposit + AVD stamp duty HK$2,781,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,612
−HK$16,844/mo
▼ 0.25% · 3.875%
HK$276,967
−HK$8,489/mo
Today · 4.125%
HK$285,456
baseline
▲ 0.50% · 4.625%
HK$302,825
+HK$17,369/mo
Deposit HK$6.54M · loan HK$58.90M · min. income ≈ HK$570,912/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,781,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,828
−HK$16,144/mo
▼ 0.25% · 3.875%
HK$306,842
−HK$8,130/mo
Today · 4.125%
HK$314,972
baseline
▲ 0.50% · 4.625%
HK$331,575
+HK$16,603/mo
Deposit HK$6.54M · loan HK$58.90M · min. income ≈ HK$629,944/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,781,362 · Scale 2, in force from 26 Feb 2026)