LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,925
−HK$936/mo
▼ 0.25% · 3.875%
HK$15,389
−HK$472/mo
Today · 4.125%
HK$15,861
baseline
▲ 0.50% · 4.625%
HK$16,826
+HK$965/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,722/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,604
−HK$897/mo
▼ 0.25% · 3.875%
HK$17,049
−HK$452/mo
Today · 4.125%
HK$17,501
baseline
▲ 0.50% · 4.625%
HK$18,423
+HK$922/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$35,002/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,910
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,467
−HK$566/mo
Today · 4.125%
HK$19,033
baseline
▲ 0.50% · 4.625%
HK$20,191
+HK$1,158/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$38,066/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,925
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,459
−HK$542/mo
Today · 4.125%
HK$21,001
baseline
▲ 0.50% · 4.625%
HK$22,108
+HK$1,107/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$42,002/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,895
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,545
−HK$660/mo
Today · 4.125%
HK$22,205
baseline
▲ 0.50% · 4.625%
HK$23,556
+HK$1,351/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,410/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,245
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,869
−HK$632/mo
Today · 4.125%
HK$24,501
baseline
▲ 0.50% · 4.625%
HK$25,793
+HK$1,292/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$49,002/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,865
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,700
−HK$850/mo
Today · 4.125%
HK$28,550
baseline
▲ 0.50% · 4.625%
HK$30,287
+HK$1,737/mo
Deposit HK$655K · loan HK$5.89M · min. income ≈ HK$57,100/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$189,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,887
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,688
−HK$814/mo
Today · 4.125%
HK$31,502
baseline
▲ 0.50% · 4.625%
HK$33,162
+HK$1,660/mo
Deposit HK$655K · loan HK$5.89M · min. income ≈ HK$63,004/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$189,528 · Scale 2, in force from 26 Feb 2026)