LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,926
−HK$936/mo
▼ 0.25% · 3.875%
HK$15,390
−HK$472/mo
Today · 4.125%
HK$15,862
baseline
▲ 0.50% · 4.625%
HK$16,827
+HK$965/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,724/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,605
−HK$897/mo
▼ 0.25% · 3.875%
HK$17,050
−HK$452/mo
Today · 4.125%
HK$17,502
baseline
▲ 0.50% · 4.625%
HK$18,425
+HK$923/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$35,004/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,911
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,468
−HK$566/mo
Today · 4.125%
HK$19,034
baseline
▲ 0.50% · 4.625%
HK$20,192
+HK$1,158/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$38,068/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,926
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,460
−HK$542/mo
Today · 4.125%
HK$21,002
baseline
▲ 0.50% · 4.625%
HK$22,109
+HK$1,107/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$42,004/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,896
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,546
−HK$661/mo
Today · 4.125%
HK$22,207
baseline
▲ 0.50% · 4.625%
HK$23,558
+HK$1,351/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,414/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,247
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,870
−HK$633/mo
Today · 4.125%
HK$24,503
baseline
▲ 0.50% · 4.625%
HK$25,794
+HK$1,291/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$49,006/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,867
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,702
−HK$849/mo
Today · 4.125%
HK$28,551
baseline
▲ 0.50% · 4.625%
HK$30,289
+HK$1,738/mo
Deposit HK$655K · loan HK$5.89M · min. income ≈ HK$57,102/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$189,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,889
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,690
−HK$814/mo
Today · 4.125%
HK$31,504
baseline
▲ 0.50% · 4.625%
HK$33,164
+HK$1,660/mo
Deposit HK$655K · loan HK$5.89M · min. income ≈ HK$63,008/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$189,570 · Scale 2, in force from 26 Feb 2026)