LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,259
−HK$9,360/mo
▼ 0.25% · 3.875%
HK$153,902
−HK$4,717/mo
Today · 4.125%
HK$158,619
baseline
▲ 0.50% · 4.625%
HK$168,271
+HK$9,652/mo
Deposit HK$32.73M · loan HK$32.73M · min. income ≈ HK$317,238/mo (50% DSR)
Upfront cash ≈ HK$35.51M (deposit + AVD stamp duty HK$2,781,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,049
−HK$8,971/mo
▼ 0.25% · 3.875%
HK$170,503
−HK$4,517/mo
Today · 4.125%
HK$175,020
baseline
▲ 0.50% · 4.625%
HK$184,246
+HK$9,226/mo
Deposit HK$32.73M · loan HK$32.73M · min. income ≈ HK$350,040/mo (50% DSR)
Upfront cash ≈ HK$35.51M (deposit + AVD stamp duty HK$2,781,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,111
−HK$11,232/mo
▼ 0.25% · 3.875%
HK$184,682
−HK$5,661/mo
Today · 4.125%
HK$190,343
baseline
▲ 0.50% · 4.625%
HK$201,925
+HK$11,582/mo
Deposit HK$26.18M · loan HK$39.27M · min. income ≈ HK$380,686/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$2,781,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,259
−HK$10,766/mo
▼ 0.25% · 3.875%
HK$204,603
−HK$5,422/mo
Today · 4.125%
HK$210,025
baseline
▲ 0.50% · 4.625%
HK$221,095
+HK$11,070/mo
Deposit HK$26.18M · loan HK$39.27M · min. income ≈ HK$420,050/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$2,781,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,963
−HK$13,104/mo
▼ 0.25% · 3.875%
HK$215,463
−HK$6,604/mo
Today · 4.125%
HK$222,067
baseline
▲ 0.50% · 4.625%
HK$235,579
+HK$13,512/mo
Deposit HK$19.64M · loan HK$45.82M · min. income ≈ HK$444,134/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$2,781,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,469
−HK$12,560/mo
▼ 0.25% · 3.875%
HK$238,704
−HK$6,325/mo
Today · 4.125%
HK$245,029
baseline
▲ 0.50% · 4.625%
HK$257,944
+HK$12,915/mo
Deposit HK$19.64M · loan HK$45.82M · min. income ≈ HK$490,058/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$2,781,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,667
−HK$16,847/mo
▼ 0.25% · 3.875%
HK$277,024
−HK$8,490/mo
Today · 4.125%
HK$285,514
baseline
▲ 0.50% · 4.625%
HK$302,887
+HK$17,373/mo
Deposit HK$6.55M · loan HK$58.91M · min. income ≈ HK$571,028/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,781,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,889
−HK$16,148/mo
▼ 0.25% · 3.875%
HK$306,905
−HK$8,132/mo
Today · 4.125%
HK$315,037
baseline
▲ 0.50% · 4.625%
HK$331,643
+HK$16,606/mo
Deposit HK$6.55M · loan HK$58.91M · min. income ≈ HK$630,074/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,781,931 · Scale 2, in force from 26 Feb 2026)