LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,926
−HK$936/mo
▼ 0.25% · 3.875%
HK$15,390
−HK$472/mo
Today · 4.125%
HK$15,862
baseline
▲ 0.50% · 4.625%
HK$16,827
+HK$965/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,724/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,605
−HK$897/mo
▼ 0.25% · 3.875%
HK$17,051
−HK$451/mo
Today · 4.125%
HK$17,502
baseline
▲ 0.50% · 4.625%
HK$18,425
+HK$923/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$35,004/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,911
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,469
−HK$566/mo
Today · 4.125%
HK$19,035
baseline
▲ 0.50% · 4.625%
HK$20,193
+HK$1,158/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$38,070/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,926
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,461
−HK$542/mo
Today · 4.125%
HK$21,003
baseline
▲ 0.50% · 4.625%
HK$22,110
+HK$1,107/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$42,006/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,897
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,547
−HK$660/mo
Today · 4.125%
HK$22,207
baseline
▲ 0.50% · 4.625%
HK$23,558
+HK$1,351/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,414/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,247
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,871
−HK$632/mo
Today · 4.125%
HK$24,503
baseline
▲ 0.50% · 4.625%
HK$25,795
+HK$1,292/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$49,006/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,867
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,703
−HK$849/mo
Today · 4.125%
HK$28,552
baseline
▲ 0.50% · 4.625%
HK$30,289
+HK$1,737/mo
Deposit HK$655K · loan HK$5.89M · min. income ≈ HK$57,104/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$189,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,889
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,691
−HK$813/mo
Today · 4.125%
HK$31,504
baseline
▲ 0.50% · 4.625%
HK$33,165
+HK$1,661/mo
Deposit HK$655K · loan HK$5.89M · min. income ≈ HK$63,008/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$189,582 · Scale 2, in force from 26 Feb 2026)