LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,272
−HK$9,361/mo
▼ 0.25% · 3.875%
HK$153,916
−HK$4,717/mo
Today · 4.125%
HK$158,633
baseline
▲ 0.50% · 4.625%
HK$168,286
+HK$9,653/mo
Deposit HK$32.73M · loan HK$32.73M · min. income ≈ HK$317,266/mo (50% DSR)
Upfront cash ≈ HK$35.51M (deposit + AVD stamp duty HK$2,782,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,064
−HK$8,972/mo
▼ 0.25% · 3.875%
HK$170,518
−HK$4,518/mo
Today · 4.125%
HK$175,036
baseline
▲ 0.50% · 4.625%
HK$184,262
+HK$9,226/mo
Deposit HK$32.73M · loan HK$32.73M · min. income ≈ HK$350,072/mo (50% DSR)
Upfront cash ≈ HK$35.51M (deposit + AVD stamp duty HK$2,782,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,127
−HK$11,233/mo
▼ 0.25% · 3.875%
HK$184,699
−HK$5,661/mo
Today · 4.125%
HK$190,360
baseline
▲ 0.50% · 4.625%
HK$201,943
+HK$11,583/mo
Deposit HK$26.19M · loan HK$39.28M · min. income ≈ HK$380,720/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,782,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,277
−HK$10,766/mo
▼ 0.25% · 3.875%
HK$204,621
−HK$5,422/mo
Today · 4.125%
HK$210,043
baseline
▲ 0.50% · 4.625%
HK$221,115
+HK$11,072/mo
Deposit HK$26.19M · loan HK$39.28M · min. income ≈ HK$420,086/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,782,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,981
−HK$13,105/mo
▼ 0.25% · 3.875%
HK$215,482
−HK$6,604/mo
Today · 4.125%
HK$222,086
baseline
▲ 0.50% · 4.625%
HK$235,600
+HK$13,514/mo
Deposit HK$19.64M · loan HK$45.82M · min. income ≈ HK$444,172/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$2,782,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,490
−HK$12,560/mo
▼ 0.25% · 3.875%
HK$238,725
−HK$6,325/mo
Today · 4.125%
HK$245,050
baseline
▲ 0.50% · 4.625%
HK$257,967
+HK$12,917/mo
Deposit HK$19.64M · loan HK$45.82M · min. income ≈ HK$490,100/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$2,782,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,690
−HK$16,850/mo
▼ 0.25% · 3.875%
HK$277,048
−HK$8,492/mo
Today · 4.125%
HK$285,540
baseline
▲ 0.50% · 4.625%
HK$302,914
+HK$17,374/mo
Deposit HK$6.55M · loan HK$58.92M · min. income ≈ HK$571,080/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,782,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,915
−HK$16,150/mo
▼ 0.25% · 3.875%
HK$306,932
−HK$8,133/mo
Today · 4.125%
HK$315,065
baseline
▲ 0.50% · 4.625%
HK$331,672
+HK$16,607/mo
Deposit HK$6.55M · loan HK$58.92M · min. income ≈ HK$630,130/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,782,178 · Scale 2, in force from 26 Feb 2026)