LTV · monthly repayment
▼ 0.50% · 3.625%
HK$149,277
−HK$9,361/mo
▼ 0.25% · 3.875%
HK$153,920
−HK$4,718/mo
Today · 4.125%
HK$158,638
baseline
▲ 0.50% · 4.625%
HK$168,290
+HK$9,652/mo
Deposit HK$32.73M · loan HK$32.73M · min. income ≈ HK$317,276/mo (50% DSR)
Upfront cash ≈ HK$35.51M (deposit + AVD stamp duty HK$2,782,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,069
−HK$8,972/mo
▼ 0.25% · 3.875%
HK$170,523
−HK$4,518/mo
Today · 4.125%
HK$175,041
baseline
▲ 0.50% · 4.625%
HK$184,268
+HK$9,227/mo
Deposit HK$32.73M · loan HK$32.73M · min. income ≈ HK$350,082/mo (50% DSR)
Upfront cash ≈ HK$35.51M (deposit + AVD stamp duty HK$2,782,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$179,132
−HK$11,233/mo
▼ 0.25% · 3.875%
HK$184,704
−HK$5,661/mo
Today · 4.125%
HK$190,365
baseline
▲ 0.50% · 4.625%
HK$201,949
+HK$11,584/mo
Deposit HK$26.19M · loan HK$39.28M · min. income ≈ HK$380,730/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,782,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,283
−HK$10,766/mo
▼ 0.25% · 3.875%
HK$204,627
−HK$5,422/mo
Today · 4.125%
HK$210,049
baseline
▲ 0.50% · 4.625%
HK$221,121
+HK$11,072/mo
Deposit HK$26.19M · loan HK$39.28M · min. income ≈ HK$420,098/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,782,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,988
−HK$13,105/mo
▼ 0.25% · 3.875%
HK$215,488
−HK$6,605/mo
Today · 4.125%
HK$222,093
baseline
▲ 0.50% · 4.625%
HK$235,607
+HK$13,514/mo
Deposit HK$19.64M · loan HK$45.83M · min. income ≈ HK$444,186/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$2,782,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,497
−HK$12,561/mo
▼ 0.25% · 3.875%
HK$238,732
−HK$6,326/mo
Today · 4.125%
HK$245,058
baseline
▲ 0.50% · 4.625%
HK$257,975
+HK$12,917/mo
Deposit HK$19.64M · loan HK$45.83M · min. income ≈ HK$490,116/mo (50% DSR)
Upfront cash ≈ HK$22.42M (deposit + AVD stamp duty HK$2,782,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,698
−HK$16,850/mo
▼ 0.25% · 3.875%
HK$277,056
−HK$8,492/mo
Today · 4.125%
HK$285,548
baseline
▲ 0.50% · 4.625%
HK$302,923
+HK$17,375/mo
Deposit HK$6.55M · loan HK$58.92M · min. income ≈ HK$571,096/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,782,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,924
−HK$16,150/mo
▼ 0.25% · 3.875%
HK$306,941
−HK$8,133/mo
Today · 4.125%
HK$315,074
baseline
▲ 0.50% · 4.625%
HK$331,682
+HK$16,608/mo
Deposit HK$6.55M · loan HK$58.92M · min. income ≈ HK$630,148/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$2,782,259 · Scale 2, in force from 26 Feb 2026)