LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,928
−HK$936/mo
▼ 0.25% · 3.875%
HK$15,393
−HK$471/mo
Today · 4.125%
HK$15,864
baseline
▲ 0.50% · 4.625%
HK$16,830
+HK$966/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,728/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,607
−HK$898/mo
▼ 0.25% · 3.875%
HK$17,053
−HK$452/mo
Today · 4.125%
HK$17,505
baseline
▲ 0.50% · 4.625%
HK$18,427
+HK$922/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$35,010/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,914
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,471
−HK$566/mo
Today · 4.125%
HK$19,037
baseline
▲ 0.50% · 4.625%
HK$20,196
+HK$1,159/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$38,074/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,929
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,463
−HK$543/mo
Today · 4.125%
HK$21,006
baseline
▲ 0.50% · 4.625%
HK$22,113
+HK$1,107/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$42,012/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,899
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,550
−HK$660/mo
Today · 4.125%
HK$22,210
baseline
▲ 0.50% · 4.625%
HK$23,561
+HK$1,351/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,420/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,250
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,874
−HK$633/mo
Today · 4.125%
HK$24,507
baseline
▲ 0.50% · 4.625%
HK$25,798
+HK$1,291/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$49,014/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,871
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,707
−HK$849/mo
Today · 4.125%
HK$28,556
baseline
▲ 0.50% · 4.625%
HK$30,293
+HK$1,737/mo
Deposit HK$655K · loan HK$5.89M · min. income ≈ HK$57,112/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$189,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,893
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,695
−HK$813/mo
Today · 4.125%
HK$31,508
baseline
▲ 0.50% · 4.625%
HK$33,169
+HK$1,661/mo
Deposit HK$655K · loan HK$5.89M · min. income ≈ HK$63,016/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$189,671 · Scale 2, in force from 26 Feb 2026)